The Bancorp, Inc. is a financial holding company with a wholly owned subsidiary, The Bancorp Bank (the Bank). Through the Bank, the Company provides a range of commercial and retail banking services and related other banking services, which include private label banking, health savings accounts stored value (prepaid debit) cards and merchant card processing to both regional and national markets. It offers depositors a range of products and services, including checking accounts, savings accounts, health savings accounts, money market accounts, individual retirement accounts, commercial accounts, certificates of deposit, and stored value and payroll cards. It focuses on providing banking services directly to retail and commercial customers in the Philadelphia-Wilmington metropolitan area, consisting of the 12 counties. The Company’s other operations include account services, call center and third-party service providers.