Solera National Bancorp, Inc. serves as the holding company for Solera National Bank (the Bank). The Bank is a community bank serving emerging businesses primarily in the Front Range of Colorado. The Bank offers personal banking and business banking services. The Bank's personal banking services include checking accounts, savings accounts, certificates of deposits (CDs), other products and services, certificate of deposit account registry service (CDARS) and telephone banking. Its business banking services include checking accounts, savings accounts, business loans, CDs, remote deposit, CDARS, telephone banking and additional business services. The Company also offers consumers loans. The Bank's personal checking accounts include Solera Simple Checking, Solera Interest Checking and Overdraft Protection Line of Credit. The Bank's business checking accounts include business checking, non-profit checking and commercial analysis checking.