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02opida; Situation Update ~ World War III and the Imminent Collapse of the US Dollar.
Situation Update Published July 16, 2022
https://rumble.com/v1ci0qj-situation-update-world-war-iii-and-the-imminent-collapse-of-the-us-dollar..html
JUDY BYINGTON INTEL: RESTORED REPUBLIC VIA A GCR HUGE UPDATE AS OF JULY 16, 2022 - TRUMP NEWS
Trump News Channel Published July 16, 2022
https://rumble.com/v1chjk7-judy-byington-intel-restored-republic-via-a-gcr-huge-update-as-of-july-16-2.html
UPDATES COMING IN THE NEXT 24H - DONALD TRUMP INITIATED A CONTINUITY OF GOVERNMENT PLAN
Trump News Channel Published July 15, 2022
https://rumble.com/v1ce91j-updates-coming-in-the-next-24h-donald-trump-initiated-a-continuity-of-gover.html?mref=6zof&mrefc=8
Clif High: The Jabbed Are About To Get A Rude Awakening!
Patriot Movement Published July 15, 2022
https://rumble.com/v1ceigp-clif-high-the-jabbed-are-about-to-get-a-rude-awakening.html
BIG SITUATION SHOCKING NEWS & JUDY BYINGTON INTEL UPDATE TODAY 07/11/2022 - TRUMP NEWS
Trump News Channel Published July 15, 2022
https://rumble.com/v1ce7lv-big-situation-shocking-news-and-judy-byington-intel-update-today-07112022-t.html
PRESIDENT DONALD J. TRUMP LIVE FROM PRESCOTT, AZ JULY 22ND, 2022
by RSBN Studio
07/13/22
President Donald J. Trump, 45th President of the United States of America, will be
joined by endorsed candidates, members of the Arizona congressional delegation,
and other special guests on Saturday, July 22, 2022, in Prescott Valley, AZ.
This Save America rally is a continuation of President Trump’s unprecedented effort
to advance the MAGA agenda by energizing voters and highlighting America First candidates and causes.
((( Saturday, July 22, 2022, at 4:00 PM MST )))
President Donald J. Trump, 45th President of the United States of America, Delivers Remarks
https://www.rsbnetwork.com/video/president-donald-j-trump-live-from-prescott-az-july-16th-2022/?mc_cid=d10c22f780&mc_eid=a19c8148b2
Venue:
Findlay Toyota Center
3201 Main St.
Prescott Valley, AZ 86314
Special Guest Speaker:
Kari Lake, Trump Endorsed Candidate for Governor of Arizona
Blake Masters, Trump Endorsed Candidate for U.S. Senate in Arizona
Abe Hamadeh, Trump Endorsed Candidate for Attorney General of Arizona
State Rep. Mark Finchem, Trump Endorsed Candidate for Secretary of State of Arizona
and State Representative from Arizona’s 11th District
Sheriff Mark Lamb, Pinal County Sheriff
Kelli Ward, Chairwoman of the Republican Party of Arizona
Mike Lindell, Inventor and CEO of My Pillow
Timeline of Events:
6:00AM – Parking and Line Opens
11:00AM – Doors Open and Entertainment Begins
1:00PM – Special Guest Speakers Deliver Remarks
4:00PM – 45th President of the United States Donald J. Trump Delivers Remarks
General Admission Tickets:
REGISTER HERE
Request Media Credentials:
REGISTER HERE
All requests for media credentials must be submitted by Thursday, July 14, 2022, at 4:00PM MST.
https://www.rsbnetwork.com/video/president-donald-j-trump-live-from-prescott-az-july-16th-2022/?mc_cid=d10c22f780&mc_eid=a19c8148b2
CDD; SOUND THE ALARM! DECISION SOON? DURHAM MOVES! BIDEN EXPOSURE! NATO EXPOSED! NOW! PRAY!
Trump News Channel Published July 15, 2022
https://rumble.com/v1ce6ot-7.14.22-sound-the-alarm-decision-soon-durham-moves-biden-exposure-nato-expo.html
Are Corrupt Feds Distracting Us From The Truth About Everything? | Justinformed News
Patriot Movement Published July 15, 2022
https://rumble.com/v1cbzon-are-corrupt-feds-distracting-us-from-the-truth-about-everything-justinforme.html
ATTENTION! Dr. 'Judy Mikovits' "WARNING TO HUMANITY" 'David Nino Rodriguez' Interview
AndreCorbeil Published July 12, 2022
https://rumble.com/v1c1qal-attention-dr.-judy-mikovits-warning-to-humanity-david-nino-rodriguez-interv.html
US Navy Revolt Slams Biden Secret Plot To Oust Over 500,000 Troops
https://www.whatdoesitmean.com/index3977.htm
Iran Plotting to Assassinate Trump and Pompeo in Revenge for Soleimani Killing, US Intel Leak Shows
David HawkinsJuly 14, 20222 Comments
https://slaynews.com/news/us-intel-leak-says-iran-plotting-to-assassinate-donald-trump-and-mike-pompeo-in-revenge-for-soleimani-drone-strike/
2000 MULES BY DINESH D’SOUZA DOCUMENTARY - best news here
This is the official 2000 Mules movie.“2000 Mules,” a documentary film created
by Dinesh D’Souza, exposes widespread, coordinated voter fraud in the 2020
election, sufficient to change the overall outcome. Drawing on research provided
by the election integrity group True the Vote, “2000 Mules” offer..
https://bestnewshere.com/2000-mules-by-dinesh-dsouza-documentary/
THE EU FINALLY ADMITS THE VACCINE DESTROYS YOUR IMMUNE SYSTEM COMPLETELY - TRUMP NEWS
Trump News Channel Published July 10, 2022
https://rumble.com/v1bqnvt-the-eu-finally-admits-the-vaccine-destroys-your-immune-system-completely-tr.html
$CH Excellent Video Thanks;
https://live.aflds.org/
God Bless America
Amen
yes in dat stuff/ freebies
Real Estate Bargain In The Right Place Is Point Roberts, WA -
mick POINT ROBERTS Great Real Estate Watch; Chinese from Hong Kong and
China etc. buying up Point Roberts, WA
an investment of $475K+ may give them a greencard and immigration
rights needed to move in full time to stay and work in US -
(vs. Canada require about $2mil. + for immigration)
They bought the golf course, the Marina and developed farms -
Ex.....
Bald Eagle Golf Club
Unlisted
555 views Jul 12, 2019
Real Estate Bargain In The Right Place Is Point Roberts, WA -
mick POINT ROBERTS Great Real Estate Watch; Chinese from Hong Kong and
China etc. buying up Point Roberts, WA
an investment of $475K+ may give them a greencard and immigration
rights needed to move in full time to stay and work in US -
(vs. Canada require about $2mil. + for immigration)
They bought the golf course, the Marina and developed farms -
Ex.....
Bald Eagle Golf Club
Unlisted
555 views Jul 12, 2019
https://www.youtube.com/watch?v=pNYgIhD_RdU
Company Website: http://www.roboticassistancedevices.com
HENDERSON, Nev. -- (Business Wire)
Artificial Intelligence Technology Solutions, Inc. (OTCPK:AITX), is pleased to announce that its wholly-owned subsidiary Robotic Assistance Devices, Inc. (RAD) has deployed their first ROAMEO unit at a Fortune 500 client on the East Coast.
ROAMEO is RAD’s latest addition to their acclaimed product line, now adding mobile security surveillance to what had been a stationary line of autonomous remote service devices.
“The rollout of ROAMEO has been tremendously exhilarating and we’re planning to release more ROAMEO announcements and developments in the coming weeks,” said Steve Reinharz, founder and president of RAD. “Our engineering team at RAD-M deserves great praise and credit for their contribution to the company hitting this important milestone, ROAMEO is one remarkable engineering feat. Now that the first ROAMEO has been delivered it’s up to our manufacturing team to clear our backlog so other clients can experience all that is ROAMEO,” Reinharz concluded.
This Fortune 500 client has indicated that they expect to place numerous additional ROAMEO orders in the near future.
Under 3% now
Billionaire Frank Giustra
Caledonia Mining Cp (CALVF)
0.075 ? -0.001 (-1.32%)
Volume: 84,500 @ 3:59:09 PM ET
Bid Ask Day's Range
0.065 0.08 0.0725 - 0.078
CALVF Detailed Quote Wiki
Great Shona Mashona Masonic Zimbabwe -
the largest QSheba gold fiel land -
http://investorshub.advfn.com/boards/replies.aspx?msg=59249631
God Bless
News Facts
•30-year fixed-rate mortgage (FRM) averaged 3.98 percent with an average 0.7 point for the week ending January 26, 2012, up from last week when it averaged 3.88 percent. Last year at this time, the 30-year FRM averaged 4.80 percent.
•15-year FRM this week averaged 3.24 percent with an average 0.8 point, up from last week when it averaged 3.17 percent. A year ago at this time, the 15-year FRM averaged 4.09 percent.
•5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 2.85 percent this week, with an average 0.7 point, up from last week when it averaged 2.82 percent. A year ago, the 5-year ARM averaged 3.70 percent.
•1-year Treasury-indexed ARM averaged 2.74 percent this week with an average 0.6 point, matching last week when it averaged 2.74 percent. At this time last year, the 1-year ARM averaged 3.26 percent.
Rates to stay in the 2.78 ~ 3.78 range ~ 10yr & 15 yr Next 2 yrs
hi opida thank you for this link. very interesting.
The average rate on a 15-year fixed mortgage ticked down to 3.28%.
Banks trying to foreclose on homeowners are hitting another roadblock, as some delinquent borrowers are successfully arguing that their mortgage companies can't prove they own the loans
More
offices to be sep in your homes for S/E
*************************
Interest Rates still in the Low 4's
********************
Housing in double-dip decline as prices fall again
*********************
More & More Foreclosures
**********************************
Reverse mortgage ~ Good for some & Not good for others
How might home buying change if the federal government shuts down the housing finance giants Fannie Mae and Freddie Mac?
The 30-year fixed-rate mortgage loan, the steady favorite of American borrowers since the 1950s, could become a luxury product, housing experts on both sides of the political aisle say.
Interest rates would rise for most borrowers, but urban and rural residents could see sharper increases than the coveted customers in the suburbs.
More from NYTimes.com:
• Making the Most Out of Less
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Lenders could charge fees for popular features now taken for granted, like the ability to "lock in" an interest rate weeks or months before taking out a loan.
Life without Fannie and Freddie is the rare goal shared by the Obama administration and House Republicans, although it will not happen soon. Congress must agree on a plan, which could take years, and then the market must be weaned slowly from dependence on the companies and the financial backing they provide.
The reasons by now are well understood. Fannie and Freddie, created to increase the availability of mortgage loans, misused the government's support to enrich shareholders and executives by backing millions of shoddy loans. Taxpayers so far have spent more than $135 billion on the cleanup.
The much more divisive question is whether the government should preserve the benefits that the companies provide to middle-class borrowers, including lower interest rates, lenient terms and the ability to get a mortgage even when banks are not making other kinds of loans.
[Click here to check home loan rates in your area.]
Douglas J. Elliott, a financial policy fellow at the Brookings Institution, said Congress was being forced for the first time in decades to grapple with the cost of subsidizing middle-class mortgages. The collapse of Fannie and Freddie took with it the pretense that the government could do so at no risk to taxpayers, he said.
"The politicians would like something that provides a deep and wide subsidy for housing that doesn't show up on the budget as costing anything. That's what we had" with Fannie and Freddie, Mr. Elliott said. "But going forward there is going to be more honest accounting."
Some Republicans and Democrats say the price is too high. They want the government to pull back, letting the market dictate price, terms and availability.
"A purely private mortgage finance market is a very serious and very achievable goal," Representative Scott Garrett, the New Jersey Republican who oversees the subcommittee that oversees Fannie and Freddie, said at a hearing this week. "No one serious in this debate believes our housing market will return to the 1930s."
Still, powerful interests in both parties want the government instead to construct a system that would preserve many of the same benefits, with changes intended to minimize the risk of future bailouts. They say the recent crisis showed that the market could not stand on its own.
"The kind of backstop that we have now, if it didn't exist, we would have had a much more severe recession and a much sharper fall in home values," said Michael D. Berman, chairman of the Mortgage Bankers Association, which represents the lending industry.
Hanging in the balance are the basic features of a mortgage loan: the interest rate and repayment period.
Fannie and Freddie allow people to borrow at lower rates because investors are so eager to pump money into the two companies that they accept relatively modest returns. The key to that success is the guarantee that investors will be repaid even if borrowers default -- a promise ultimately backed by taxpayers.
A long line of studies has found that the benefit to borrowers is relatively modest, less than one percentage point. But that was before the flood. Fannie, Freddie and other federal programs now support roughly 90 percent of new mortgage loans because lenders cannot raise money for mortgages that do not carry government guarantees.
One prominent investor, William H. Gross, the co-head of Pimco, the major bond investment firm, has estimated that he would demand a premium of three percentage points to buy such loans -- a cost that would be passed on to the borrower.
[How to Ruin a Real Estate Listing]
Proponents of a private market want the government gradually to withdraw its support, allowing investors to regain confidence. They argue that interest rates would eventually settle into roughly the same patterns that held before the financial crisis.
Some supporters of government backing also like the idea, believing that it will demonstrate the need for a backstop.
"I myself am eager to see whether there needs to be a guarantee," said Representative Barney Frank of Massachusetts, a crucial Democratic voice on housing issues.
Fannie and Freddie also make ownership more affordable by allowing borrowers to repay loans with fixed-interest rates over an unusually long period. A person who borrows $100,000 at 6 percent interest will pay $600 each month for 30 years, compared to $716 each month for 20 years.
The 30-year loan first became broadly available by an act of Congress in 1954 and, from then until now, the vast majority of such loans have been issued only with government support. Most investors are simply not willing to make such a long-term bet. They prefer loans with adjustable rates.
Alex J. Pollock, a former chief executive of the Federal Home Loan Bank of Chicago, said such loans would remain available in the absence of a federal guarantee, but they might be harder to find. And lenders might demand a larger down payment. Or a better credit score.
That would be a very good thing, said Mr. Pollock, now a fellow at the American Enterprise Institute.
Longer terms make ownership affordable only by increasing the total cost of the loan, because the borrower pays interest for a longer period. Moreover, Mr. Pollock noted that over the last several years, borrowers with adjustable-rate loans paid less as interest rates fell, while those with fixed rates kept paying the same amount for devalued homes.
"One of the reasons that American housing finance is in such bad shape right now is the 30-year mortgage," he said, noting that such loans are not available in most countries. "For many people, it's not at all clear that that's the best product."
[Where You Can Find Houses For Under $150K]
Fannie and Freddie also allow a wide swath of the American public to borrow money at the same interest rates and on the same terms. Borrowers who did not meet their standards were forced to pay higher interest rates to subprime lenders, but the companies essentially persuaded investors to treat a vast number American families as if they were interchangeable.
They took messy bunches of loans, with risks as variable as snowflakes, and created securities of uniform quality, easy to buy and sell. The result was one of the most popular investment products ever created.
And in its absence, experts on housing finance say that fewer borrowers would qualify for the best interest rates.
Susan M. Wachter, a real estate professor at the University of Pennsylvania, said a new government guarantee was needed to preserve a homogenous market.
"There needs to be a systematic way of preventing" fragmentation, said Professor Wachter. "That's what we need a bulwark against. Because if there isn't, it will occur."
The government seems least likely to maintain a final set of benefits -- leniencies in loan terms that taxpayers effectively have subsidized for borrowers.
Fannie and Freddie slashed the requirements for down payments in recent years, saying that they were helping people with minimal savings become homeowners. Two-thirds of the borrowers whose loans were guaranteed by the companies from 1997 to 2005 made a down payment of less than 10 percent. But borrowers who invest less default more often. The Obama administration has said that it wants the companies to demand a minimum down payment of 10 percent.
A quirkier example is the ability to "lock in" an interest rate. Fannie and Freddie permitted lenders to make such promises at no risk because the companies had already obtained commitments from investors. In the companies' absence, borrowers seeking rate locks may need to pay for them.
Rates on the 30-year fixed-rate mortgage dropped for the third week in a row, averaging 4.87% this week, according to Freddie Mac's weekly survey of conforming mortgage rates, released Thursday. The mortgage averaged 4.95% last week and 4.97% a year ago.
Mortgage rates drop again ~ & the last time they were cheaper was in the 1950's ~ now @ the average rate for 30 yr 4.58
most rate are
still on the down side & still in the 4's
Best place to get a good rate is still @
quickenloans.com
just my humble op
rates up just a little
WASHINGTON – Buying a home is about to get cheaper for a whole new crop of homebuyers — $6,500 cheaper.
First-time homebuyers have been getting tax credits of up to $8,000 since January as part of the economic stimulus package enacted earlier this year. But with the program scheduled to expire at the end of November, the Senate voted Wednesday to extend and expand the tax credit to include many buyers who already own homes. The House could vote on the bill as early as Thursday.
Buyers who have owned their current homes at least five years would be eligible for tax credits of up to $6,500. First-time homebuyers — or anyone who hasn't owned a home in the last three years — would still get up to $8,000. To qualify, buyers in both groups have to sign a purchase agreement by April 30, 2010, and close by June 30
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