Reward Enterprises (fka RWRD)

[new5005]

less than quarter penny...NEW RECORD LOW !!!!!!!

[100lbStriper]

Yes I know.

P.S. grub........

[Teamlasvegas]

SC14F/1 Filed 02-03-05

$$$$$$$$$

Reward Enterprises shall issue three hundred and eighty million
(380,000,000) shares of common stock in exchange for 100% of the outstanding
shares of Consumers Choice Financial Services, Inc. The shares of common stock
represent a majority of the outstanding common stock of Reward Enterprises.

Earl Ingarfield, Reward Enterprises' sole officer and director, agreed
to resign his respective positions and release all claims against Reward
Enterprises.


Reward Enterprises' Board of Directors shall appoint Jeff Fisher,
president of Consumers Choice Financial Services, Inc. to its Board of
Directors, and upon such appointment, Reward Enterprises' current Board member
will resign.

The Agreement was consummated on November 23, 2004. The closing
conditions included the launch of a consumer debt buying operation within
Consumers Choice Financial Services, Inc. which was completed on February 11,
2005.

YOU ARE URGED TO READ THIS INFORMATION STATEMENT CAREFULLY. YOU ARE NOT,
HOWEVER, REQUIRED TO TAKE ANY ACTION.


1



SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT


The following table sets forth, as of March 2, 2005, certain
information with respect to Reward Enterprises' equity securities owned of
record or beneficially by (i) each officer and director of Reward Enterprises;
and (ii) each person who owns beneficially more than 5% of each class of Reward
Enterprises' outstanding equity securities.

NAME AND ADDRESS OF BENEFICIAL OWNER NATURE OF AMOUNT OF PERCENTAGE
OWNERSHIP BENEFICIAL OF CLASS
OWNERSHIP*

York Ventures, LLC(1) Direct 190,000,000 38.53%
202 N. Curry Street, Suite #100
Carson City, Nevada 89703

ATM Alliance Trust, LLC(2) Direct 190,000,000 38.53%
620 Berkley Drive
Grapevine, Texas 76051

Bell Investments, LLC(3) Direct 2,300,000 0.47%
2033 Main Street, Suite 500
Sarasota, Florida 34237

* Beneficial ownership is determined in accordance with the rules of
the Securities and Exchange Commission and generally includes voting or
investment power with respect to securities. The percentage of beneficial
ownership is based on 493,266,100 shares of common stock outstanding as of March
2, 2005.


(1) All investment decisions of, and control of, York Ventures, LLC are
held by Jeff Fisher, its Manager. Mr. Fisher is the President, Chief Executive
Officer, Acting Chief Financial Officer and a director of the Company.

(2) All investment decisions of, and control of, ATM Alliance Trust,
LLC are held by, Gus Moreland, its Manager.

(3) Earl Ingarfield is the Manager of Bell Investments, LLC, and has
the voting power and control over the 2,300,000 shares held by Bell Investments,
LLC. Mr. Ingarfield was the President, Chief Executive Officer and sole Director
of Reward Enterprises before the Agreement was closed.

LEGAL PROCEEDINGS

Reward Enterprises is not aware of any legal proceedings in which any
director, officer or any owner of record or beneficial owner of more than five
percent of any class of voting securities of Reward Enterprises, or any
affiliate of any such director, officer, affiliate of Reward Enterprises or
security holder is a party adverse to Reward Enterprises or has a material
interest adverse to Reward Enterprises.


2



INCOMING DIRECTOR

The following table sets forth the name and age of the incoming
director of Reward Enterprises. Directors serve one-year terms until their
successors are elected. There are no family relationships among any of the
directors and officers.

NAME AGE POSITION(S)
---- --- -----------
Jeff Fisher 56 Director, President, Chief
Executive Officer, Acting
Chief Financial Officer

JEFF FISHER. Mr. Fisher will serve as President, Chief Executive
Officer, Acting Chief Financial Officer and a director of the Company after the
Agreement was closed. Mr. Fisher has more than 25 years experience in the
financial services, mortgage lending and consumer credit fields. For the last 5
years, prior to his involvement with Consumer's Choice Financial Services, Inc.
and the Company, Mr. Fisher held the position of Director of Client Services
with a law firm, as well as participated in the mortgage lending business.

COMPLIANCE WITH SECTION 16(a) OF THE SECURITIES EXCHANGE ACT OF 1934

Section 16 (a) of the Securities Exchange Act of 1934 requires Reward
Enterprises' directors and executive officers and persons who own more than ten
percent of a registered class of Reward Enterprises' equity securities to file
with the SEC initial reports of ownership and reports of changes in ownership of
Common Stock and other equity securities of Reward Enterprises. Officers,
directors and greater than ten percent shareholders are required by SEC
regulations to furnish Reward Enterprises with copies of all Section 16 (a)
forms they file.

To Reward Enterprises' knowledge, as of the date of this filing,
certain required report filings have
not been filed.

[100lbStriper]

Form 8-K/A for REWARD ENTERPRISES INC


--------------------------------------------------------------------------------

29-Apr-2005

Change in Accountant, Financial Statements and Exhibits



Item 4.01 CHANGES IN REGISTRANT'S CERTIFYING ACCOUNTANT.
On April 26, 2005, the Board of Directors of Reward Enterprises, Inc. (the "Company") approved a resolution to engage the services of Moore & Associates, CHTD ("Moore & Associates") and to dismiss Williams & Webster, P.S. as the Company's accountant. The Board notified Williams & Webster, P.S. of their dismissal on April 26, 2005.

The reports of Williams & Webster, P.S. on the Company's financial statements for the past two (2) fiscal years did not contain an adverse opinion or a disclaimer of opinion nor were the statements qualified or modified as to audit scope or accounting principles, or uncertainties other than the ability to continue as a going concern.

The Company and Williams & Webster, P.S. have not, in connection with the audit of the Company's financial statements for the previous two (2) fiscal years, or for any subsequent interim periods prior to and including April 26, 2005 had any disagreements on any matter of accounting principles or practices, financial statement disclosures, or auditing scope or procedures, which disagreement, if not resolved to Williams & Webster, P.S. 's satisfaction, would have caused Williams & Webster, P.S. to make reference to the subject matter of the disagreement in connection with its reports.

On April 26, 2005, the Board of Directors of the Company approved a resolution to retain Moore & Associates as the Company's accountant and on the same date, the Company engaged the firm of Moore & Associates as the Company's independent auditors.

The Company had no relationship with Moore & Associates required to be reported pursuant to Regulation S-B Item 304(a)(2) during the previous two (2) fiscal years, or the subsequent interim periods prior to and including April 26, 2005.





ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS.
(c) Exhibit No. Description (see below):


EXHIBIT DESCRIPTION LOCATION
------- ----------- --------

Letter sent to SEC from Williams & Webster, P.S.





16.1 dated April 26, 2005 regarding change in the Provided herewith accountants.

http://biz.yahoo.com/e/050429/rwrd.ob8-k_a.html

[new5005]

...another record low!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

[new5005]

NEW LOW ! RECORD LOW !

[Rager]

WTG new2005, was that...
you selling 5k and 10k shares yesterday?

[new5005]

new low!!! 1 third of a cent

[new5005]

I'm telling your mother on you

[Rager]

So are you....!

[new5005]

reality is ...IT'S GOING DOWN ...every day

[new5005]

you opinion = lies

[Rager]

Thats what your opinion is worth.

[new5005]

not even half a cent !!!

[rrufff]

and you have nothing to say.

[new5005]

It's ok,you don't have anything positive to say anyway.

[new5005]

another low for pumpers

[new5005]

where did the pumpers move?

[OC]

Nice ;) lol

[new5005]

why is zsxdcf hiding?

[Rager]

lol

[new5005]

that's reality...not pumping.It's info shared with shareholders

[Rager]

Yes me too new2005, few examples...
these are by you...

WHOA! ALL CASH TRANSACTION ??!!
Don't expect $10 soon, but $3 is very possible
Waiting for 2$ or 2.50 ....or HIGHER
GETTING BETTER!
THIS BABY WILL GROW....and grow.

yep pumpers suck

[new5005]

I just hate lying pumpers.

[Rager]

ok you dont have a position. answer the question then, are
you working for someone that pays you to cast a negative
opinion on this stock?

what other stocks are they shorting?

Curious would you like me to visit the Now Auto board and suggest they are going bankrupt or reverse splitting or for lack of anything else just show up daily like a jerk and say its going lower?

[new5005]

I'll wait for .0002 and think about buying a position.....NOT

[Rager]

old,
you remind me of the old zkem board on RB
when the CD holders were bashing it to get a lower price.
I see you on other boards pumping stocks, so I must ask
whats your story here,
are you just bored?
did you buy at .12?
why statements about bankrupt and R/S?
Do you need the attention?
Do you need to get a life?
TIA

[new5005]

down 80% from all the pumps

[Rager]

OK old2005, so you are bored. and need attn. I am wondering in your last "told you so" post if you even looked at the stock price today?

Last Sale: 0.0044
Change: +0.0004
Percent Change: +10.00

[new5005]

told you so

[new5005]

lol

[Rager]

So will you.

[new5005]

it will go lower,as it usually does

[Churak]

ROTF

[Rager]

No, new2005 I do not believe you have reached the low you are capable of yet. given time there is no limit for you IMO

[new5005]

new low yesterday....maybe another today

[new5005]

zsx, you've been saying that since it was trading 4 times higher.

[zsxdcf]

Since commencing start-up operations in December of 2004, Consumers Choice has set forth to build a diversified financial services company. To date the Company has announced the following progress:

Research began on a line of identity theft products to market on the Web. The plan is to market a wide range of proprietary identity theft solutions and sell the services at the high-end range of pricing from $200.00 to $750.00 in annual fees. It is estimated that there are potentially thirty million consumers who are victims of identity theft and there could be ten million new victims each year.

Announced plans to file for a special services bank charter to issue a line of credit cards to sub-prime lenders. Plans are to file the application by mid-year.

Announced plans to work with underwriters for a line of consumer insurance products for homeowners and auto policies. To serve the target sub-prime customer base, the product line would be underwritten without evaluating a
consumer's credit scoring.

The Company announced it is set to have its Web site go operational by the end of the first quarter. The site will be phased in through three stages with the initial stage of operations having begun recently. Stage two of the Web site
will be to promote the site and bring an increased volume of potential customers to the site. As announced previously, additional products such as identity theft, insurance and mortgage lending programs will be introduced throughout the year. Stage three will be the fully developed site that will include credit card lending. This stage is dependent on the Company completing its bank charter application and approval process.

Announced the launch of a subsidiary to operate a consumer debt recovery business. The new subsidiary will operate as Consumers Solutions Inc. The new operations will be managed by Bennet Blow, President of Retail Collections Services Inc., a Houston-based debt recovery company, which will retain a 30% ownership in the subsidiary. Mr. Blow brings considerable experience in collection operations with over 15 years of industry experience in various roles.

Following this up the Company announced the initial phase of operations for Consumers Solutions Inc. will consist of purchasing small consumer debt portfolios that meet the analytical standards developed by the company. The
consumers will be contacted and the Company will test its collection strategies. This initial phase of operations will continue for approximately six months until the debt purchasing criteria have been refined to deliver successful
results.

Announced launch of a debit card marketing program. Plans are to initially link debit card Web sites to the Consumers Choice Web site and drive traffic to both sites with cross promotions for various consumer financial products. In
addition, the Company plans to market debit cards to Latin American immigrants that do not have access to mainstream financial institutions. This segment of the population comprises a market estimated at almost twenty million consumers.

Forecast revenue projections for the debit card programs are $4,370,625 in 2005
and $14,979,750 in 2006.

In summary, the Company is following a steady growth and building stage that will yield revenues in the initial year of operations and steady growth over an initial three-year start-up phase.

About Consumers Choice Financial Services Inc.

Consumers Choice is a consumer financial services company with operations in consumer debt-acquisition and many facets of sub-prime consumer lending. Based in Houston, Consumers Choice has an aggressive growth and expansion plan that includes a bank charter for issuing credit cards to targeted sub-prime consumers. For more information, visit www.consumerschoicefinancialservices.com.

[Churak]

gone fishing...

[new5005]

where are the pumpers ?????!!!!!

[new5005]

I can tell you it will most likely hit .0032 soon.

[OC]

Again, very observant. And it only took you 1 hr and 46 mins to figure that out...Can you tell us what it closed at last Monday? Einstein

[new5005]

wow. went below half a cent.

[100lbStriper]

OC, I think something along the lines of antagonist sums it up.

[new5005]

wrong! See , when MSFT split , the share price went down , of
course. The value is always based on the o/s. You should go back to school, read a book or get a mentor of some kind.

[new5005]

I bet you beleive yourself.

[zsxdcf]

Penny stocks trade and are valued on investor sentiment, MM games(up and down), new shares, news, rumours, speculation and MOST of all volume.

If the share price was based on 1X's company value it would be a totaly different dynamic and simple. It is simply not the case.

For that matter the same applies to blue chips. Obvious example being the internet bubble/burst. At one point some analysts tried to justify their work by claiming internet stocks were to be valued at 200X's earnings.

I reiterate:

Penny stocks trade and are valued on investor sentiment, MM games(up and down), new shares, news, rumours, speculation and MOST of all volume.

Also naked shorting, and GLKCE is a perfect example of that.

Furthermore, when a company like MLON can issue a PR claiming a buy out offer at .05 when trading at .0002ish then run to 3 it's more proof this is the wild west and a stock can go up 1000% easy as soon as someone with the ability to do so decides to do it.

QBID issued there little PR the other day saying someone was going to buy their stock up to a penny and it rose something like 300%. I doubt their was ever such a buyer. Company lie? Company lied to? Who knows? Who cares it's about making money.

[new5005]

what I am trying to make you understand is that a company
that is worth 1$MILLION and has only 1 o/s has a share that
is worth a million. If a company has 2 shares (restricted or not would have half that value)
Same works with everything in the world, restricted or not.

[zsxdcf]

Again the answer to OC's question is obvious. You are just a basher and have proved it with your replies.

The person wasn't even spamming RWRD as you tried to imply. They were spamming another stock.

Manipulating people is the name of your game.


5,000,000,000 AS
110 mill float
roughly 390,000,000 Insider shares still restricted.

Yeah right RS want a pant load!

Oh and your posts about massive dillution...

Company hasn't sold one share in a month.
Company sold 4,100 shares (about $40.00 worth) this year.
Restricted are still restricted.
New CEO, new company, two subsidiary's, two new revenues sources. More to come very soon.

President with 15 yrs experience running CS Inc doing 2.5 mill a year with his identical privately held company.

Stock trading at 52 week low I'll hold thank-you very much. I'm not a fool and I make my decisions and post my reasons with integrity unlike someone else.

That's why I don't post on other threads when I'm just trading. I don't say positive things when I'm selling and bash when I'm waiting to buy.

Unlike so many others.

[new5005]

You might want to hold til a further drop or reverse split