Republic First Bancorp, Inc. is a one bank holding company that operates through its wholly owned subsidiary, Republic First Bank (Republic), a state-chartered commercial bank. Republic offers commercial and consumer banking services with an emphasis on serving the needs of individuals, small and medium-sized businesses, executives, professionals and professional organizations in its service area. Republic offers both commercial and consumer deposit accounts. Republic offers a range of loan and credit facilities to the businesses and residents of its service area, including secured and unsecured commercial loans, commercial real estate and construction loans, residential mortgages, automobile loans, home improvement loans, home equity and overdraft lines of credit, and other products. The Company also has three unconsolidated subsidiaries, which are statutory trusts established by the Company in connection with its sponsorship of three separate issuances of trust preferred securities.