MetroCorp Bancshares, Inc. is a holding company for MetroBank, National Association (MetroBank). The Company operates branches in niche markets through its subsidiary banks, MetroBank and Metro United Bank, by providing personalized service to the communities in Houston, Dallas, San Diego, Los Angeles, and San Francisco metropolitan areas. The types of deposits vary from noninterest-bearing demand deposit transaction accounts to interest-bearing negotiable order of withdrawal (NOW) and money market transaction accounts, savings accounts, and various termed time deposits, such as certificates of deposit (CD’s) and individual retirement accounts (IRA’s). The primary lending focus of the Company is to small and medium-sized businesses in a variety of industries.
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