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IFAN Financial Inc. (IFAN)

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Last Post: 10/23/2017 9:35:17 AM - Followers: 201 - Board type: Free - Posts Today: 0

In the IFAN Platform :

Items from different users can be purchased with a single checkout procedure.


2 Tech Patents (4 Pending) $260k+ Revenues, Apple & Google Approved, Platform Just Launched and Best of all:

Mobile payments represented over $450B in sales in 2015 and are expected to rise upwards of $620B in 2016 and
surpass $1 trillion in 2019.


IFAN Financial, Inc is headquartered in San Diego, California. IFAN along with its wholly owned subsidiaries and joint ventures design, develop, and distribute technology to enable and enhance mobile and traditional payments. The IFAN Platform consists of proximity based beacons, merchant processing, a mobile wallet, and prepaid card and debit card options. IFAN's consumer facing entity, PayX, includes a portfolio of payment solutions through the mobile optimized platform capable of facilitating on-demand payments, auto-payments, split-funded payments, proximity marketing, and spending of Platform funds through a linked card. IFAN and PayX provide businesses with the world?s first white label mobile optimized platform that connects to any point of sale system and enables the next generation of marketing and payments with the capability to remit internationally.

Mobicash America is an early-stage technology company that develops mobile payment solutions. The company’s platform product, Quidme, utilizes the text messaging function of a mobile phone, allowing the technology to operate on almost any phone or network, with or without data service.

 IFAN expects to launch its iPIN Technologies and Quidme mobile payment products on a commercial basis during the first quarter of 2015.



Power by IFAN
The POWER by IFAN MasterCard Prepaid Card can be linked to an IFAN Mobile Wallet through the IFAN Financial Payment Platform, which offers users the ability to access cash and merchant services worldwide at any location that accepts MasterCard Debit Cards. Enrollment includes 24/7/365 access to customer service, along with a complete suite of online banking services, including bill pay, text alerts and balance and transaction inquiries. Importantly, users gain access to the MasterCard Zero Liability Policy*, which protects customers against loss or theft throughout the world.

PayX is the world's first white label mobile wallet platform that connects to any point of sale system, sends peer to peer Money transfers, issues and redeems loyalty points, engages Users with proximity marketing, Processes Merchant Payments, Conducts Split Funding, and issues a pre-paid MasterCard®.

Mobile Wallet Platform 

PayX is the world's first white label mobile wallet platform that connects to any point of sale system, sends peer to peer money transfers, issues and redeems loyalty points, engages users with proximity marketing, processes merchant payments, split funding, issues a pre-paid MasterCard, and is internationally remittable
in 80+ countries.

Merchant Processing

PayX Merchant Processing can service all of your transactional needs from credit
and debit to E-commerce and ACH in the U.S. and Canada. 
From the SMB market to Global Brands PayX has a solution for you.


PayX xBeacons are provided in various packaging configurations that are either dual or single mode, come in multiple form factors and are available in multiple power options for both engagement and presence solutions.

The state-of-the-art patent-pending xBeacon solution suite supports all smartphones and tablets for a multitude of proximity applications.


PayX proprietary distributed software that powers all solutions and allows customers to manage proximity networks.

PayX software component that is integrated into the mobile app software providing interfaces to xBeacons and the xCloudContentManagementSystem.

Logical software component that provides interfaces into the mCloudContentManagementSystem.

Configuration of PayX use cases that addresses customers’ desired business outcomes. 

State-of-the-art analytics and real-time data providing superior insight.


IFAN Subsidiaries

iPIN Technologies is currently developing a new method of online selling through debit card payments and processing. This technology attaches to any smartphone through the headphone jack and converts the device into a consumer PIN debit, same-as-cash payment solution. Using the iPIN Debit app, transactions are processed through the private and secure iPIN Technologies Network.

iPIN Technologies currently holds exclusive rights to two patents. These patents enable the company to secure transactions by withholding customer data and incorporating triple data encryption

Merchant Benefits for Online, In-Store and Mobile Sales

1.5% Per Sale - Compare to Square’s 2.75% and PayPal’s 2.7%+
Virtually Eliminate Chargebacks - Transaction are viewed as same-as-cash
Ease Customer Security Concerns - Since merchants won’t have access to a customer’s card information, customers will feel more comfortable about having their data protected

iPin Debit Milestones

IFAN and iPIN Technologies recently achieved two significant milestones that include the successful development of the iPin Debit’s user interface, including integration with the Android application package file (APK), as well as the ability to read and transfer data from the card swipe device to the mobile phone application.

The next two milestones are ongoing and will involve posting the status of the transaction to the merchant call back uniform resource locator (URL) and developing the front-end database to enable a merchant processing transaction.

When completed, the iPin Technologies solution will involve a mobile app, card reader, and merchant network that will enable consumers to use their smart phone to make purchases.


Mobicash America is an early-stage technology company that develops mobile payment solutions. The company’s platform product, Quidme, utilizes the text messaging function of a mobile phone, allowing the technology to operate on almost any phone or network and with or without data coverage.

The functionality of the Quidme platform allows users to pay bills, purchase goods and services, and to send money to friends and relatives located locally or internationally via simple text message. Furthermore, no bank account is required and funds are transferred immediately.

These features significantly and radically expand the available market for mobile payment access and disrupt the payment space as we know it.


The Quidme Advantage

Unlike competitors Venmo, Vinted, GoBank, Ribbon, Square, Etsy, Western Union, Moneygram, Moven and ApplePay, Quidme is a purely mobile-based solution and one that works without data coverage.

While the others offer very fragmented solutions, Quidme is pioneering the mobile payments industry with a comprehensive, innovative solution. Quidme works on any phone and allows for the instant transfer of funds without sensitive bank account information.

Quidme currently has three patents pending; is available app for iOS & Android; and has established necessary, strategic alliances and relationships to advance market reach.

In a test pilot for International Remittance to Uganda, Quidme generated $500,000 volume in four months with no advertisement but simply relying on word of mouth.

Apple and Google have each approved the Quidme platform for their mobile app stores, which allows the Quidme application to be distributed for all Apple iPhones and tablets in the iTunes Store as well as for most Android devices through Google Play.


Quidme Income Model

Quidme products targets individuals in the rapidly growing under-banked and un-banked population who need cheap and secure money remittance technology to send cash worldwide.

This population comprises roughly 16% of the U.S. population and 2.2 billion consumers globally.

Revenues are generated via:

Interchange Fees
Monthly card fees
Check cashing fees
International remittance fees
Quidme “buy” button licensing fees (Future)
Quidme usage market data (Future)

*Assumes $12/month Revenue per Subscriber

Quidme Market Opportunity & Partnerships

Quidme targets an addressable market of more than 150 million millennials, immigrants and under-banked individuals looking for quick, secure and easy transfers.

IFAN has formed strategic alliances with partners that have already established relationships among these key markets:

12C,Inc. – processor for Visa
Sunrise Bank – card issuing bank
MobiCash Africa – commercial bank licensing in 15 countries for international money remittance
Golden Money Transfer – state-based MSB licensing and remittance to Latin America
Gemalto – visa card fulfillment
Ingo Money – digital check processing
GreenDot & Visa Interlink – prepaid card loading centers
Marketing MavenPR – Marketing and public relations

The IFAN Platform is approved on both the Apple and Google mobile app stores.

IFAN Financial, Inc.
3517 Camino Del Rio South
Suite 407
San Diego, CA 92108 Phone: 619-537-9998
Fax: 619-923-2907

Sep 23rd, 2016 A/S: 800,000,000
Sep 23rd, 2016 O/S: 189,327,176
May 16th, 2016 Float: 36,018,554

This section maintained by Warmachine
Do not edit without specific consent per ihub rules

Par Share Count:  1,200,000,000


Share Structure
  Authorized Shares 1,200,000,000 a/o Apr 12, 2017 per Nevada share registration
  Outstanding Shares
a/o Mar 30, 2017  WAS 189,327,176 on Sep 23rd, 2016
  -Restricted Not Available
  -Unrestricted Not Available
  Held at DTC Not Available
  Float 36,018,554 a/o May 16, 2016

JASON APLIN sure isn't the miracle worker that he was made out to be!

WHO is trying to take down IFAN other than IFAN management!?


WHY NO FILINGS? Where is this CLAIMED $10M at?
They can't even get their SEC filings up to date!

Latest Report May 31, 2016 10-Q


BEWARE: SEC Warns of Crypto-Currency Scams. 

  Market Value $443,443 a/o Sep 01, 2017
  Authorized Shares 1,200,000,000 a/o Sep 01, 2017 per Nevada share registration
  Outstanding Shares
a/o Sep 01, 2017 (NO CHANGE!!)
  -Restricted Not Available
  -Unrestricted Not Available
  Held at DTC Not Available
  Float 36,018,554 a/o May 16, 2016

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#20784  Sticky Note ITEM 1.01 - Entry into a Material Definitive Agreement r1aviator 09/03/17 12:06:47 AM
#20662  Sticky Note Such great stuff, YET, THEY CAN'T FILE QUARTERLY~PAPERWORK. WarMachine 08/26/17 05:50:32 AM
#20021  Sticky Note See Trademark Application for PAYX Baxy 04/24/17 12:11:44 PM
#20944   wonder if...he's good absinthe69 10/23/17 09:35:17 AM
#20943   J. Christopher Mizer has taught PINK PENNY SCAM absinthe69 10/20/17 09:18:16 AM
#20941   dis heah look like a bid ole deat absinthe69 10/19/17 06:34:13 PM
#20940   Well, I think that answer to that is today! Shazbat 10/18/17 03:59:34 PM
#20939   When are going to see some movement? skwong 10/18/17 12:45:08 AM
#20938   To quote Forest Gump “Life is like a Shazbat 10/17/17 05:47:22 PM
#20937   SCUM mgt can't update fins because there's nothing absinthe69 10/17/17 06:05:14 AM
#20936   EXCELLENT INFO CONCERNING THE ONGOING HOAX WarMachine 10/17/17 05:25:25 AM
#20935   Bitcoin has nothing to do with IFAN skwong 10/17/17 01:03:08 AM
#20934   HOGWASH! The bitcoin farce is old and gone WarMachine 10/16/17 09:30:19 PM
#20933   we'll be cashless within 5 years , bitcoin abrois 10/16/17 08:31:31 PM
#20932   I'd be impressed if the scum mgt could absinthe69 10/16/17 07:01:22 PM
#20931   impressive website abrois 10/16/17 05:59:09 PM
#20930   0.0003 sinking more skwong 10/13/17 10:01:04 AM
#20929   Look on OTC profile. They didn't move up Cyporee 10/12/17 06:55:25 PM
#20928   Btc $5150 abrois 10/12/17 05:58:11 AM
#20927   Would be nice to hear , Was 3ch0 10/10/17 06:36:29 PM
#20926   Tell me there is some sneaky good news coming!! Sammieheals 10/04/17 03:23:10 PM
#20925   CDEL is one of the market makers symbols. WarMachine 10/04/17 11:03:54 AM
#20924   IFAN Chart Bid.0004/10K /// Ask.0005/7M    imgoingfishing1 10/04/17 09:56:23 AM
#20923   whats cdel ,, thot it was a stock sym?,,, abrois 10/04/17 09:49:35 AM
#20922   If CDEL goes on the ask, it will WarMachine 10/03/17 11:19:49 PM
#20921   CDEL that he is the small diluter here Cyporee 10/03/17 11:43:56 AM
#20920   0.0010 was way overpriced. Probably was a grantastic 10/03/17 12:41:18 AM
#20919   Looks like no one's buying more 5's grantastic 10/02/17 11:57:33 PM
#20917   see how this week goes,, ifan has to abrois 10/01/17 10:08:43 PM
#20916   check out the intro to get the looooooooooooooowdown absinthe69 09/28/17 05:04:16 PM
#20915   is ifan a Pointman3d 09/28/17 03:28:37 PM
#20914   IFAN=A GOOD LOTTERY TICKET,WHEN THEY COME BACK OUT,GOING show me the money 10 09/26/17 06:09:01 PM
#20912   The whole OTC is a scam the smart Cyporee 09/26/17 03:13:29 PM
#20911   IFAN IS A SCAM. PLEASE ALL BE CAREFUL. zen222 09/26/17 11:25:49 AM
#20910   The filings are not "getting sorted out" lol grantastic 09/21/17 10:46:34 PM
#20909   Nope people saying there's a Bitcoin connection are Shazbat 09/20/17 06:44:48 PM
#20908   It's also why all this talk of mergers WarMachine 09/18/17 04:24:43 PM
#20907   You're saying IFAN is a scam? skwong 09/18/17 02:31:35 PM
#20906   They've cut the price in half since you BLight1911 09/18/17 12:56:03 PM
#20905   thats why thier trading in the sub pennies,,, abrois 09/18/17 12:45:36 PM
#20903   .0004 almost to True Value WarMachine 09/18/17 10:29:06 AM
#20902   I see a turnaround in the market sentiment Baxy 09/18/17 09:53:30 AM
#20901   It will turn into a good one...good industry Baxy 09/18/17 09:23:52 AM
#20900   Good investment....why not IFAN? Bobinsd 09/17/17 09:14:12 PM
#20898   Hello my friend! Ya I'm still in Baxy 09/17/17 09:55:40 AM
#20897   Hey Baxy, long time no talk. You glenngroove 09/17/17 06:15:40 AM
#20896   What is there to hold down? They glenngroove 09/17/17 06:10:23 AM
#20895   Principals of IFAN running this show. Maybe Baxy 09/16/17 10:27:29 PM
#20893   Have you shorted this stock? Baxy 09/16/17 12:21:42 AM
#20892   Some people lost a lot on this IFAN zen222 09/15/17 11:16:01 PM
#20890   IFAN IS A PAPER SCAM. STRONG SELL... zen222 09/14/17 10:58:17 PM