Headquartered in San Diego, California, IFAN Financial (OTC: IFAN), designs, develops and distributes software solutions that enhances and enables mobile payments. IFAN (the “Company”) has a growing portfolio of solutions including mobile optimized ‘white label’ solutions with on demand payments, autopay, and proximity marketing.
The IFAN Platform is comprehensive in that it integrates with and incorporates the best functions of Facebook, Etsy, Craigslist, Instagram, Venmo, Western Union, and other progressive leaders. Customers pay a loading fee to add funds, from there they are able to send money locally or internationally as well as make purchases both online and in-stores all through the platform. IFAN’s unique method of transaction processing via SMS requires no internet connection and works with nearly all data providers allowing the platform to function almost anywhere.
WHITE LABEL ENTERPRISE SOLUTIONS
IFAN’s ‘white label’ enterprise solutions offer regional banks, e-commerce companies, web developers, and content providers a secure and cost-saving integrated mobile payment platform for accepting mobile transactions. IFAN offers three tiers of solutions for businesses based on the size of their company. Basic, Custom and Full Enterprise. All three provide the merchant with an easy, customizable, and secure inventory and payment processing system complete with an IFAN Payment Gateway featuring a fully custom payment experience. The PCI-compliant solutions simplify nearly all the work and costs of meeting regulatory requirements.
PayX is the world's first white label mobile wallet platform that connects to any point of sale system, sends peer to peer Money transfers, issues and redeems loyalty points, engages Users with proximity marketing, Processes Merchant Payments, Conducts Split Funding, and issues a pre-paid MasterCard®.
Headquartered in San Diego, California, PayX, a division of IFAN Financial (OTCBB:IFAN), designs, develops and distributes software that enhances and enables mobile payments. IFAN (the “Company”) has a growing portfolio of solutions including mobile optimized ‘white label’ solutions with on demand payments, autopay, and proximity marketing.
LEADING THE DISRUPTION OF THE BANKING INDUSTRY, PayX WAS FOUNDED TO KEEP THE POWER OF ECONOMICS AND MARKETING IN THE HANDS OF THE INDIVIDUAL.
WE SEEK TO PARTNER WITH INDUSTRY LEADERS THAT UNDERSTAND THAT THE WORLD IS MOVING TO A CASHLESS SOCIETY, THAT INDIVIDUALS RESPOND TO CONVERSATIONS NOT JUST MARKETING, AND THAT YOUR OFFERING IS CAPABLE OF A GLOBAL AUDIENCE.
Mobile Wallet Platform
PayX is the world's first white label mobile wallet platform that connects to any point of sale system, sends peer to peer money transfers, issues and redeems loyalty points, engages users with proximity marketing, processes merchant payments, split funding, issues a pre-paid MasterCard, and is internationally remittable in 80+ countries.
PayX Merchant Processing can service all of your transactional needs from credit and debit to E-commerce and ACH in the U.S. and Canada.
From the SMB market to Global Brands PayX has a solution for you.
XBEACON SOLUTION SUITE
PayX xBeacons are provided in various packaging configurations that are either dual or single mode, come in multiple form factors and are available in multiple power options for both engagement and presence solutions.
The state-of-the-art patent-pending xBeacon solution suite supports all smartphones and tablets for a multitude of proximity applications.
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Ideal for both engagement and presence applications. The xBeacon1 is a single transmitter beacon that can engage Bluetooth LE devices in proximity. The xBeacon1 transmits a wireless BLE signal that can be used to trigger events and engage mobile clients regardless of smartphone operating system. The xBeacon1 also supports a variety of business optimization applications such as workforce management, asset management, tracking and logistics.
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Ideal for engagement applications and also can be deployed in presence applications. The xBeacon2 is a dual transmitter beacon that engages Wi-Fi and Bluetooth LE devices in proximity. The xBeacon2 transmits a Wi-Fi and BLE signal simultaneously that can trigger events and engage mobile clients regardless of smartphone operating system.
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Ideal for high-performance enterprise-grade proximity applications. The xBeacon3 is the industry's first PC (Proximity Computer) with a 1Ghz processor running embedded Linux and integrated Wi-Fi (802.11) and BLE radio technology. Small, compact, wall-plate-mountable form factor easily installs indoors and outdoors with remote monitoring and maintenance through cloud-based management. The xBeacon3 also supports a variety of connectivity options via integrated Wi-Fi, Ethernet (PoE) and Cellular (with modem card). The xBeacon3 supports a variety of business optimization applications such as offline analytics, mobile engagement, workforce management, asset tracking and logistics.
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The world's first multi-sensor BLE beacon that combines multiple data sensors with RFID technology to power a wide variety of IoT applications. The xBeaconSense is designed to enable scalable deployments of BLE sensor beacons that can run on small batteries for many years and communicate with NCS’s leading portfolio of IoT gateways (xBeacon2 and xBeacon3) to provide seamless Internet connectivity and remote monitoring capabilities. A multi-sensor hub that can sense temperature, light, humidity, speed, vibration, magnetic fields and more in a small package.
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A smart active credit-card sized badge solution that combines sensors with bidirectional NFC memory, energy harvesting (patent-pending) and a BLE transceiver to support near-field and proximity based transactions for indoor location, access control, asset tagging, visitors management systems, and more.
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The first mobile OS agnostic cash-based payment terminal for retail, transit, gas and hospitality. The xBeaconPay supports all wireless proximity technologies such as BLE, NFC, QR and Wi-Fi in a single unit and integrates seamlessly with all point of sale system.
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The first dual-BLE and Wi-Fi mobile vending terminal compliant with MDB (Multi-Drop Bus) standard for the unattended vending machine industry that supports credit card and cash based payments.
XCLOUD CONTENT MANAGEMENT SYSTEM (XCCMS)
PayX proprietary distributed software that powers all solutions and allows customers to manage proximity networks.
PayX software component that is integrated into the mobile app software providing interfaces to xBeacons and the xCloudContentManagementSystem.
Logical software component that provides interfaces into the mCloudContentManagementSystem.
Configuration of PayX use cases that addresses customers’ desired business outcomes.
State-of-the-art analytics and real-time data providing superior insight.
PayX offers a number of services including mobile application development assistance, proximity marketing campaign management, engineering services, deployment services and training.
• Mobile marketing readiness assessment
• Mobile application analysis, development and integration
• Pre-deployment cost/benefit analysis
• Post-deployment system tuning
• Custom consulting
The PayX Licensing Program provides access to hardware, software and APIs that enable 3rd party vendors to create integrated shopping solutions.
PayX welcomes inquiries from organizations with the opportunity and expertise to integrate, sell, distribute and implement the PayX platform.
Mobile Sensing Technology
Compatible with Bluetooth LE and low-power Wi-Fi (802.11)
• Supports all major smartphones platforms (Android, iOS, Windows and Blackberry)
• Protects personal information
• Offers battery-powered, solar or power-over-Ethernet (PoE) for flexible installation
• Affordable offline analytics
Administration and Ongoing Management
Inexpensive, easy to install and requires little maintenance or hardware upgrades
• No Wi-Fi or broadband infrastructure required
• Installation takes less than 5 minutes
• Frictionless customer experience – customers’ mobile devices are already compatible
• Web-based management and reporting
• Leverages cloud-based server infrastructure for scalability
Extensive Analytics and Open API
Intuitive, extensive cloud-based analytics platform enables effective customer targeting and real-time campaign management.
• Developer friendly REST-based interfaces
• Compatible with existing business intelligence (BI) tools
• One-click charts and customizable dashboards
• Built with open source code for easy integration and customization with back-end systems
Powerful Mobile Marketing Platform
Provides holistic view of the customer and real-time tracking throughout the path to purchase
• Easily integrates with existing marketing and analytics systems
• Provisions mobile coupons with rich media advertising, authoring and tracking tools
• Features campaign management and analysis tools
• Offers In-store product search and recommendation engine
• Features proximity driven hyper-local marketing features
Mobile Messaging Platform
Communicate effortlessly with mobile shoppers
• Supports SMS and MMS campaigns
• Create, send and track mobile push notifications with ease
• Send, receive and track mobile e-mail messages
• Easily integrates with existing messaging platforms
Comprehensive Mobile Payment Services
Provides a seamless check-out experience with secure mobile payment transaction services
• Hassle-free PCI compliant backend for secure payments
• Easily integrates with all major payment processing networks
• Links to offers and coupons for effortless redemption
• Compatible with all existing smartphones
• Supports all major credit cards, debit cards and gift cards
Indoor Mapping Technology
Offers detailed maps of designated venue that facilitate store navigation and product discovery
• Contextual information in real-time
• Map generation and maintenance services
• Compressed map data allows for fast downloads
• Programmable interface for easy customization
• Integrates with wireless engagement zones for in-store location services
White Label Service
Enables stores and brands to directly engage with their customers in a highly customizable fashion
• Mobile Software Development Kit (SDK) for easy integration with mobile app strategy
• Allows direct communication with customers throughout the path to purchase
• Provides for a “skinnable” front-end
• Customizable beacon housing
• Integrates easily with existing loyalty programs
The PayX smart beacon technology and software solution provides superior business intelligence, allows unparalleled mobile customer engagement and delivers workplace management solutions for multiple industries with real-time tracking and location capabilities.
HOSPITALITY: Casinos, hotels, resorts, sporting venues and conference facilities
RETAIL: Big box stores, chain locations, boutiques
HEALTHCARE: Physician's offices, hospitals, urgent care centers
OUT-OF-HOME: Digital signage at malls or airports
LOGISTICS: Real-time tracking of high value assets and inventory
WORKFORCE MANAGEMENT: Workforce movement and location intelligence
iPIN Technologies is currently developing a new method of online selling through debit card payments and processing. This technology attaches to any smartphone through the headphone jack and converts the device into a consumer PIN debit, same-as-cash payment solution. Using the iPIN Debit app, transactions are processed through the private and secure iPIN Technologies Network.
iPIN Technologies currently holds exclusive rights to two patents. These patents enable the company to secure transactions by withholding customer data and incorporating triple data encryption
Merchant Benefits for Online, In-Store and Mobile Sales
1.5% Per Sale - Compare to Square’s 2.75% and PayPal’s 2.7%+
Virtually Eliminate Chargebacks - Transaction are viewed as same-as-cash
Ease Customer Security Concerns - Since merchants won’t have access to a customer’s card information, customers will feel more comfortable about having their data protected
iPin Debit Milestones
IFAN and iPIN Technologies recently achieved two significant milestones that include the successful development of the iPin Debit’s user interface, including integration with the Android application package file (APK), as well as the ability to read and transfer data from the card swipe device to the mobile phone application.
The next two milestones are ongoing and will involve posting the status of the transaction to the merchant call back uniform resource locator (URL) and developing the front-end database to enable a merchant processing transaction.
When completed, the iPin Technologies solution will involve a mobile app, card reader, and merchant network that will enable consumers to use their smart phone to make purchases.
Mobicash America is an early-stage technology company that develops mobile payment solutions. The company’s platform product, Quidme, utilizes the text messaging function of a mobile phone, allowing the technology to operate on almost any phone or network and with or without data coverage.
The functionality of the Quidme platform allows users to pay bills, purchase goods and services, and to send money to friends and relatives located locally or internationally via simple text message. Furthermore, no bank account is required and funds are transferred immediately. These features significantly and radically expand the available market for mobile payment access and disrupt the payment space as we know it.
The Quidme Advantage
Unlike competitors Venmo, Vinted, GoBank, Ribbon, Square, Etsy, Western Union, Moneygram, Moven and ApplePay, Quidme is a purely mobile-based solution and one that works without data coverage.
While the others offer very fragmented solutions, Quidme is pioneering the mobile payments industry with a comprehensive, innovative solution. Quidme works on any phone and allows for the instant transfer of funds without sensitive bank account information.
Quidme currently has three patents pending; is available app for iOS & Android; and has established necessary, strategic alliances and relationships to advance market reach.
In a test pilot for International Remittance to Uganda, Quidme generated $500,000 volume in four months with no advertisement but simply relying on word of mouth.
Apple and Google have each approved the Quidme platform for their mobile app stores, which allows the Quidme application to be distributed for all Apple iPhones and tablets in the iTunes Store as well as for most Android devices through Google Play.
Quidme Income Model
Quidme products targets individuals in the rapidly growing under-banked and un-banked population who need cheap and secure money remittance technology to send cash worldwide. This population comprises roughly 16% of the U.S. population and 2.2 billion consumers globally.
Revenues are generated via:
Monthly card fees
Check cashing fees
International remittance fees
Quidme “buy” button licensing fees (Future)
Quidme usage market data (Future)
Quidme Market Opportunity & Partnerships
Quidme targets an addressable market of more than 150 million millennials, immigrants and under-banked individuals looking for quick, secure and easy transfers.
IFAN has formed strategic alliances with partners that have already established relationships among these key markets:
12C,Inc. – processor for Visa
Sunrise Bank – card issuing bank
MobiCash Africa – commercial bank licensing in 15 countries for international money remittance
Golden Money Transfer – state-based MSB licensing and remittance to Latin America
Gemalto – visa card fulfillment
Ingo Money – digital check processing
GreenDot & Visa Interlink – prepaid card loading centers
Marketing MavenPR – Marketing and public relations
The IFAN Platform is approved on both the Apple and Google mobile app stores.
IFAN Financial, Inc., Netclearance Systems Begin Commercial Deployment Of Smart Beacon Technology
APRIL 14, 2016
SAN DIEGO, CA / ACCESSWIRE / April 14, 2016 / IFAN Financial, Inc. - (OTC PINK: IFAN), ("IFAN" or "the Company"), a designer, developer, and distributor of software to enable mobile payments, announced that it has begun commercial deployment of the mBeaconPay and mBeacon2 ("M2") payments technology in collaboration with its strategic partner Netclearance Systems ("Netclearance"). This deployment follows the successful completion of beta testing for these systems.
mBeaconPay is the first mobile OS agnostic cash-based payment terminal for retail, transit, gas and hospitality. The mBeaconPay supports all wireless proximity technologies such as BLE, NFC, QR and Wi-Fi in a single unit and integrates seamlessly with all point of sale system. mBeaconPay was recently nominated for Best Cash Innovation Award by PYMNTS.com, one of the leading publications in the payments and commerce industry.
The mBeacon2 is a dual transmitter beacon that engages Wi-Fi and Bluetooth LE devices in proximity. mBeacon2 is ideal for engagement applications and also can be deployed in presence applications. The mBeacon2 transmits a Wi-Fi and BLE signal simultaneously that can trigger events and engage mobile clients regardless of smartphone operating system
J. Christopher Mizer, President and CEO of IFAN Financial commented, "Our mBeaconPay and M2 represent one of the most versatile technologies in our industry. This technology is suitable for small to large scale retail operations, basically any business-to-consumer entity where the company take payments from the customer using any global currency, including Bitcoin and other virtual currencies. It integrates seamlessly with our PayX platform, offering flexible form factors, including white label and flexible power options, and is plug and play with point-of-sale terminals, while supporting multiple enterprise applications.
"mBeaconPay and M2 provide loud connectivity via Wi-Fi, Ethernet or Mesh, and have configurable power transmission and receive sensitivity. We have engineered extended battery-life into our battery powered models, lasting over 5 years without a charge, and all enjoy integrated enterprise security (AES, SHA, ECC)."
Mizer added, "The future is cashless, and we already see this in several of the smaller economies in Europe. There are over 35,000 beacon deployments in Denmark and Norway, with $28 billion in transactions processed. Combined the GDP of both nations is $847 billion, about half of which is consumer spending. This means that beacons are already handling about 5% of consumer spending there already. We look forward to demonstrating the versatility of our platform as we announce further commercial contracts that will utilize the mBeaconPay and M2 technology."
Small Business Owners Bullish on Growth of Mobile Payment Usage by 2018, Despite Slow Adoption Today
APRIL 12, 2016
NEW YORK--(BUSINESS WIRE)--ShopKeep, the cloud-based technology provider used by more than 22,000 retail shops, restaurants, and other independently-owned businesses, today announced the release of its bi-annual ShopKeep Small Business Index (SSBI). The SSBI, which draws insights gathered from a survey of 1,954 ShopKeep merchants reveals that 87% of ShopKeep merchants have seen little-to-no adoption of mobile payments at their business during the past six months. Despite these findings, 59% of small businesses still predict that in the next two years, 50% of consumers will be using mobile payments, such as Apple Pay, as their primary payment method.
The survey also showed that 88% of small business owners are confident in the current state of their business, which is an 8% decline from Q1 2015. Despite this drop in sentiment, 72% of merchants surveyed still reported an increase in revenue over the past six months, and 96% remain confident in the success of their business one year from now. As we head into the 2016 campaign season, 57.6% of respondents felt that the election would have no impact on the state of their business.
The year-over-year data from more than 5,700 ShopKeep merchants identified additional notable findings, including:
- Positive growth within all business categories, including quick service restaurants, bars and retail shops with an average of a 15% increase in sales revenue.
An 11% increase in total number of sales transactions.
Full service restaurants and bars saw the greatest increase in revenue, with bars experiencing the largest jump from last year increasing by 47%.
Of the merchants participating in the SSBI, more than 50% of businesses are within their first three years of operations, with the majority of business owners ranging between 26 and 35 years of age. Over 60% of business owners obtained a Bachelor’s degree or higher, before going on to start their business. While 70% of merchants offer paid-time off for full-time employees, 27% reported taking zero days off a year, with an average of only five days of vacation.
“ShopKeep’s hard-working independent merchants make up the heart of the U.S. economy and it is encouraging to see our customers showing significant growth in revenue during the past year,” said Michael DeSimone, ShopKeep’s CEO. “At this early point in the adoption curve, it’s not surprising that we see relatively low take-up of new payment technologies. Like our customers, we fully expect to see a significant increase over the next two years as both consumers and merchants get more comfortable with different ways to pay.”
In the IFAN Platform :
Items from different users can be purchased with a single checkout procedure.
2 Tech Patents (4 Pending) $260k+ Revenues, Apple & Google Approved, Platform Just Launched and Best of all:
Mobile payments represented over $450B in sales in 2015 and are expected to
surpass $1 trillion in 2019.
We are building a comprehensive platform that integrates with and incorporates the best functionality of Facebook, e-Bay,
Instagram, Amazon, PayPal, Western Union and other progressive leaders. We call it "social commerce," and we're building
a powerful tool to foster safe, secure and simple social commerce for the benefit of both consumers and merchants.
Significantly reduce identity theft
Protect consumers' personal data
Eliminate unauthorized online transactions
Lower the price of merchant processing fees
Provide cheaper, safer online transactions between users
Allow users to share products, services, and payments
IFAN Financial, Inc.
3517 Camino Del Rio South, Suite 407
San Diego, CA 92108 Phone: 619-537-9998
IFAN Financial, Inc is headquartered in San Diego, California. IFAN along with its wholly owned subsidiaries and joint ventures design, develop, and distribute technology to enable and enhance mobile and traditional payments. The IFAN Platform consists of proximity based beacons, merchant processing, a mobile wallet, and prepaid card and debit card options. IFAN?s consumer facing entity, PayX, includes a portfolio of payment solutions through the mobile optimized platform capable of facilitating on-demand payments, auto-payments, split-funded payments, proximity marketing, and spending of Platform funds through a linked card. IFAN and PayX provide businesses with the world?s first white label mobile optimized platform that connects to any point of sale system and enables the next generation of marketing and payments with the capability to remit internationally.
J. Christopher Mizer: President, CEO
Steven Scholl: CFO, Secretary, Treasurer
Jason Aplin: Executive Vice President of Sales & Marketing
J. Christopher Mizer
Authorized Shares: 1,200,000,000
| ||Authorized Shares: || 1,200,000,000 || a/o Apr 1, 2019 per Nevada share registration |
| ||Outstanding Shares: || 739,070,919 || a/o April 1, 2019 |
| ||Float: || 36,018,554 || a/o May 16, 2016 |
*********************************************************************************************************************************************************************************************************************************************** This section is maintained by modertor WarMachine and should not be edited in any way without written consent from him.
POWER by IFAN web page no longer active and name is for sale http://www.powerbyifan.com/ PayX website last renewed in 2016!
If PayX is a "mobile wallet", where is the app?
Not finding anything CURRENT on XBeacon either
iPIN Debit Twitter account last tweet May 6, 2013!
iPIN Debit where is THAT app? Not looking good ;-(
Maybe Quidme ... NOPE! Nothing on Google Play PayX app DEAD! No updates 3 YEARS
PayX VERSION HISTORY:
1.0.2 Jan 7, 2016
Bug fixes and performance improvement
1.0.1 Dec 4, 2015
1.0 Nov 23, 2015
Name a single successful app that is not continuously updated, especially any app that is for banking/payments/financial. There is no way this is active and no updates in THREE YEARS Looks like a lot of info in the upper part of the ibox is just
OLD garbage from the company.
If that wasn't bad enough, there is this ....... SHARE REGISTRATION REVOKED IN NEVADA https://nvsos.gov/sosentitysearch/CorpDetails.aspx?lx8nvq=mJ%252fxOHzVPR3xH%252bH8tdOdsA%253d%253d&nt7=0 Warning! This company may not be making material information publicly available
Last financials filed for 5/31/2016
Delinquent SEC Reporting
Company is NOT CURRENT in its reporting obligations under section 13 or 15(d) of the exchange act. 04/23/19 Termination of Registration of a Class of Security Under Section 13 and 15(d) (15-15d)
DO YOUR OWN DD FOLKS! There is a lot of useless information out there. Know for yourself before chasing a unicorn. End of section maintained by modertor WarMachine Pink No Information