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IFAN Financial Inc. (IFAN)

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Last Post: 4/29/2017 6:51:40 PM - Followers: 204 - Board type: Free - Posts Today: 0

In the IFAN Platform :

Items from different users can be purchased with a single checkout procedure.


2 Tech Patents (4 Pending) $260k+ Revenues, Apple & Google Approved, Platform Just Launched and Best of all:

Mobile payments represented over $450B in sales in 2015 and are expected to rise upwards of $620B in 2016 and
surpass $1 trillion in 2019.


IFAN Financial, Inc is headquartered in San Diego, California. IFAN along with its wholly owned subsidiaries and joint ventures design, develop, and distribute technology to enable and enhance mobile and traditional payments. The IFAN Platform consists of proximity based beacons, merchant processing, a mobile wallet, and prepaid card and debit card options. IFAN's consumer facing entity, PayX, includes a portfolio of payment solutions through the mobile optimized platform capable of facilitating on-demand payments, auto-payments, split-funded payments, proximity marketing, and spending of Platform funds through a linked card. IFAN and PayX provide businesses with the world?s first white label mobile optimized platform that connects to any point of sale system and enables the next generation of marketing and payments with the capability to remit internationally.

Mobicash America is an early-stage technology company that develops mobile payment solutions. The company’s platform product, Quidme, utilizes the text messaging function of a mobile phone, allowing the technology to operate on almost any phone or network, with or without data service.

 IFAN expects to launch its iPIN Technologies and Quidme mobile payment products on a commercial basis during the first quarter of 2015.



Power by IFAN
The POWER by IFAN MasterCard Prepaid Card can be linked to an IFAN Mobile Wallet through the IFAN Financial Payment Platform, which offers users the ability to access cash and merchant services worldwide at any location that accepts MasterCard Debit Cards. Enrollment includes 24/7/365 access to customer service, along with a complete suite of online banking services, including bill pay, text alerts and balance and transaction inquiries. Importantly, users gain access to the MasterCard Zero Liability Policy*, which protects customers against loss or theft throughout the world.

PayX is the world's first white label mobile wallet platform that connects to any point of sale system, sends peer to peer Money transfers, issues and redeems loyalty points, engages Users with proximity marketing, Processes Merchant Payments, Conducts Split Funding, and issues a pre-paid MasterCard®.

Mobile Wallet Platform 

PayX is the world's first white label mobile wallet platform that connects to any point of sale system, sends peer to peer money transfers, issues and redeems loyalty points, engages users with proximity marketing, processes merchant payments, split funding, issues a pre-paid MasterCard, and is internationally remittable
in 80+ countries.

Merchant Processing

PayX Merchant Processing can service all of your transactional needs from credit
and debit to E-commerce and ACH in the U.S. and Canada. 
From the SMB market to Global Brands PayX has a solution for you.


PayX xBeacons are provided in various packaging configurations that are either dual or single mode, come in multiple form factors and are available in multiple power options for both engagement and presence solutions.

The state-of-the-art patent-pending xBeacon solution suite supports all smartphones and tablets for a multitude of proximity applications.


PayX proprietary distributed software that powers all solutions and allows customers to manage proximity networks.

PayX software component that is integrated into the mobile app software providing interfaces to xBeacons and the xCloudContentManagementSystem.

Logical software component that provides interfaces into the mCloudContentManagementSystem.

Configuration of PayX use cases that addresses customers’ desired business outcomes. 

State-of-the-art analytics and real-time data providing superior insight.


IFAN Subsidiaries

iPIN Technologies is currently developing a new method of online selling through debit card payments and processing. This technology attaches to any smartphone through the headphone jack and converts the device into a consumer PIN debit, same-as-cash payment solution. Using the iPIN Debit app, transactions are processed through the private and secure iPIN Technologies Network.

iPIN Technologies currently holds exclusive rights to two patents. These patents enable the company to secure transactions by withholding customer data and incorporating triple data encryption

Merchant Benefits for Online, In-Store and Mobile Sales

1.5% Per Sale - Compare to Square’s 2.75% and PayPal’s 2.7%+
Virtually Eliminate Chargebacks - Transaction are viewed as same-as-cash
Ease Customer Security Concerns - Since merchants won’t have access to a customer’s card information, customers will feel more comfortable about having their data protected

iPin Debit Milestones

IFAN and iPIN Technologies recently achieved two significant milestones that include the successful development of the iPin Debit’s user interface, including integration with the Android application package file (APK), as well as the ability to read and transfer data from the card swipe device to the mobile phone application.

The next two milestones are ongoing and will involve posting the status of the transaction to the merchant call back uniform resource locator (URL) and developing the front-end database to enable a merchant processing transaction.

When completed, the iPin Technologies solution will involve a mobile app, card reader, and merchant network that will enable consumers to use their smart phone to make purchases.


Mobicash America is an early-stage technology company that develops mobile payment solutions. The company’s platform product, Quidme, utilizes the text messaging function of a mobile phone, allowing the technology to operate on almost any phone or network and with or without data coverage.

The functionality of the Quidme platform allows users to pay bills, purchase goods and services, and to send money to friends and relatives located locally or internationally via simple text message. Furthermore, no bank account is required and funds are transferred immediately.

These features significantly and radically expand the available market for mobile payment access and disrupt the payment space as we know it.


The Quidme Advantage

Unlike competitors Venmo, Vinted, GoBank, Ribbon, Square, Etsy, Western Union, Moneygram, Moven and ApplePay, Quidme is a purely mobile-based solution and one that works without data coverage.

While the others offer very fragmented solutions, Quidme is pioneering the mobile payments industry with a comprehensive, innovative solution. Quidme works on any phone and allows for the instant transfer of funds without sensitive bank account information.

Quidme currently has three patents pending; is available app for iOS & Android; and has established necessary, strategic alliances and relationships to advance market reach.

In a test pilot for International Remittance to Uganda, Quidme generated $500,000 volume in four months with no advertisement but simply relying on word of mouth.

Apple and Google have each approved the Quidme platform for their mobile app stores, which allows the Quidme application to be distributed for all Apple iPhones and tablets in the iTunes Store as well as for most Android devices through Google Play.


Quidme Income Model

Quidme products targets individuals in the rapidly growing under-banked and un-banked population who need cheap and secure money remittance technology to send cash worldwide.

This population comprises roughly 16% of the U.S. population and 2.2 billion consumers globally.

Revenues are generated via:

Interchange Fees
Monthly card fees
Check cashing fees
International remittance fees
Quidme “buy” button licensing fees (Future)
Quidme usage market data (Future)

*Assumes $12/month Revenue per Subscriber

Quidme Market Opportunity & Partnerships

Quidme targets an addressable market of more than 150 million millennials, immigrants and under-banked individuals looking for quick, secure and easy transfers.

IFAN has formed strategic alliances with partners that have already established relationships among these key markets:

12C,Inc. – processor for Visa
Sunrise Bank – card issuing bank
MobiCash Africa – commercial bank licensing in 15 countries for international money remittance
Golden Money Transfer – state-based MSB licensing and remittance to Latin America
Gemalto – visa card fulfillment
Ingo Money – digital check processing
GreenDot & Visa Interlink – prepaid card loading centers
Marketing MavenPR – Marketing and public relations

The IFAN Platform is approved on both the Apple and Google mobile app stores.

IFAN Financial, Inc.
3517 Camino Del Rio South
Suite 407
San Diego, CA 92108 Phone: 619-537-9998
Fax: 619-923-2907

Sep 23rd, 2016 A/S: 800,000,000
Sep 23rd, 2016 O/S: 189,327,176
May 16th, 2016 Float: 36,018,554

Par Share Count:  1,200,000,000


Share Structure
  Market Value1 $517,350 a/o Apr 07, 2017
  Authorized Shares 800,000,000 a/o Mar 30, 2017
  Outstanding Shares
a/o Mar 30, 2017  WAS 189,327,176 on Sep 23rd, 2016
  -Restricted Not Available
  -Unrestricted Not Available
  Held at DTC Not Available
  Float 36,018,554 a/o May 16, 2016

WHO is trying to take down IFAN other than IFAN management!?
Chart tells the story


WHY NO FILINGS? Where is this CLAIMED $10M at?
They can't even get their SEC filings up to date!

Latest Report May 31, 2016 10-Q
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Current Price
Bid Ask Day's Range
#20021  Sticky Note See Trademark Application for PAYX Baxy 04/24/17 12:11:44 PM
#19901  Sticky Note OS 739,070,919 a/o Mar30,2017 WAS 189,327,176 Sep23,2016 WarMachine 04/10/17 07:21:37 PM
#13598  Sticky Note MASSIVE DILUTION! SC 13G filing states "317,163,499 shares WarMachine 12/06/16 08:19:29 PM
#20068   Does anyone know what this $10m L.O.C. is grantastic 04/29/17 06:51:40 PM
#20067   Not the best but I'll take it for Hisservant2 04/28/17 02:30:00 PM
#20066   Thats the kind of un-confirmable gossip I love! Baxy 04/28/17 09:49:19 AM
#20065   word is mizer & cook use the same barber...hummmm absinthe69 04/28/17 07:45:30 AM
#20064 absinthe69 04/28/17 07:19:44 AM
#20063   Yep, everyone is expecting news and waitin for Baxy 04/27/17 07:52:18 PM
#20062   Seems everyone is holding on to their shares glenngroove 04/27/17 05:58:40 PM
#20061   This is brutal Baxy, the company should pop glenngroove 04/27/17 05:28:51 PM
#20060   You are using words like "will" which implies Baxy 04/27/17 01:47:53 PM
#20059   Uh, WRONG! The debtor will get shares in WarMachine 04/27/17 01:22:35 PM
#20058   Baxy it's hard to say. Going down to skwong 04/27/17 12:04:34 PM
#20057   Today is the conversion date Baxy 04/27/17 11:40:37 AM
#20056   I think big volume today tomorrow and next Baxy 04/27/17 10:54:22 AM
#20055   I feel condifent and would buy more but Baxy 04/26/17 07:11:30 PM
#20054   I don't know. But we didn't need much skwong 04/26/17 07:09:33 PM
#20053   Me too. Good news ive found was Baxy 04/26/17 07:07:29 PM
#20052   I'm still holding it skwong 04/26/17 07:05:25 PM
#20051   SELL??? NOWS THE TIME TO BUY! Baxy 04/26/17 07:03:31 PM
#20050   Looking so bad. You sold yours right skwong 04/26/17 01:52:14 PM
#20049   Finally someone with brains! Baxy 04/26/17 01:17:14 PM
#20048   So now the real question now is....... Do OnTrack444 04/26/17 01:07:24 PM
#20047   Looks like a bleeder! Drip drip drip ......... WarMachine 04/26/17 01:01:11 PM
#20046   0.0007 still no support skwong 04/26/17 11:54:23 AM
#20045   Hoping you're right my friend glenngroove 04/26/17 10:25:19 AM
#20044   NOTICE OF ACCEPTANCE OF STATEMENT OF USE Baxy 04/25/17 11:50:11 PM
#20043   Perhaps also they are waiting for PayX trademark Baxy 04/25/17 11:36:51 PM
#20042   Can anyone dispute the fact that they are Baxy 04/25/17 10:04:59 PM
#20040   Spend all your time questioning strangers' motives and grantastic 04/25/17 05:48:29 PM
#20035   I am FAR too experienced in software development grantastic 04/25/17 02:41:20 PM
#20033   you mean you are still holding on to Spiccoli 04/25/17 12:19:07 PM
#20032   Smart shareholders SOLD in october. grantastic 04/25/17 11:48:03 AM
#20031   No financials = something to hide. grantastic 04/25/17 11:46:30 AM
#20030   It hit .0052 with no news before...why are Baxy 04/25/17 09:20:33 AM
#20029   Obviously you were not here the last time Spiccoli 04/25/17 05:30:28 AM
#20028   IFAN will never hit $0.01 share price without grantastic 04/25/17 02:43:37 AM
#20027   ok, and why may I ask are you Spiccoli 04/24/17 09:11:19 PM
#20026   Fascinating that without news since last year, it's Spiccoli 04/24/17 09:09:06 PM
#20025   WOW! Requesting use of a paralegal! LOL That WarMachine 04/24/17 07:56:00 PM
#20024   Company can't update filings, it would expose no grantastic 04/24/17 02:50:42 PM
#20023   If IFAN PayX Trademark update is released this Baxy 04/24/17 01:22:31 PM
#20022   The company has to update the filings to Shazbat 04/24/17 01:03:50 PM
#20021   See Trademark Application for PAYX Baxy 04/24/17 12:11:44 PM
#20020   IFAN= WITH OUT NEWS.THIS STOCK GOING TO 0001 show me the money 10 04/24/17 11:57:40 AM
#20019   Will do Baxy 04/24/17 10:19:10 AM
#20018   Thanks! Much appreciated Baxy 04/24/17 10:15:29 AM
#20017   See revisesd post I will sticky this its Shazbat 04/24/17 10:14:42 AM
#20016   could be a temporary locale , while they abrois 04/24/17 09:00:38 AM
#20015   Smart money and use other space thats Baxy 04/23/17 12:40:09 PM
#20013   IFAN gave up their offices? No surprise, grantastic 04/22/17 05:28:13 PM
#20012   They offer software technology/licencing....the principles also have another Baxy 04/22/17 10:59:25 AM