AppTech Payments Corp (APCX)

[E-rock]

Nice!

[Boing x 2]

A must watch if you have not seen this. Oracle is backing us up.

"https://www.youtube.com/watch?v=TNbrQCo0RWg" Video two months ago. Very detailed.

Boing X 2

[Boing x 2]

While not all inclusive I spent time going through patents to find those that might use our patents the most.

Tencent,
0racle,
NYSE.
Google,
Verizon,
Visa,
Baml of America,
Flir,
Microsoft,
Gannett Satelite services,
JPMorgan,
Yellow pages,
Groupon,
Facebook.
IBM,
Turner Broadcasting
Toronto Dominion Bank,
Wells Fargo Bank
Master Card,
Ebay,
Qualcomm.
Cingular wireless,
Nokia,
Fujitsu.
Phillips Electronics,
Wallgreens,
Travelweb.
Adidas,
ATT,
MCI Communication,
Citycorp,
Catalina Marketing,

Boing X 2

[Boing x 2]

E-rock,

OT

I forgot to add that you might want to check out my research on SVM and BTG I hub boards. At least 100 posts or more to understand.

Full disclosure I have more shares in both. BTG being the largest due to the highest dividend in the industry.

Boing X 2

[Boing x 2]

E-rock,

Thank you for the information. Confirms what I have been seeing. \

Waiting on seeing word the airports and credit unions have been added this next quarter. Monday starts the patent approval watch.

Boing X 2

[E-rock]

No problem. The prospectus says there are 5000 shareholders but I know there are insiders holding not listed on the roles. I also know a few people hold a couple million shares and there are a select few holding in the tens and hundreds of thousands. I think it is definitely concentrated. There shareholders that have been around 10-15 years loyal to the company. Once the institutions jump in over 5 a share it’ll take off. There is so much happening at the company that we can’t even fathom right now. They literally have too much business……gonna be a great year.

[Boing x 2]

E-rock,

Thank you for the correction on the patent timing. April sounds much better. I can imagine what happens the day that patent approval is announced. I hope the Austin office has a mass mailing of patent use letters ready to send out in the mail that day.

As for discord, thank you for the invite but, I think I will pass. I have more trouble with passwords lately than I can deal with on a daily basis. I would like to view the discussions but, I just can't deal with another log in. Too many security alert problems the last three weeks. Driving the wife crazy.

Bank approves credit card application for those that were not us. Do they not even verify a person is who they say they are any more? Wife stopped that one dead in the tracks. Even said they would not send credit cards and did it anyway.

It feels like there is going to be a fairly low number of large shareholders in this stock from what I am reading. Hopefully many long term holders that have built large portions. I fail to see funds getting many shares without major increases in the numbers of shares. Time will tell.

Boing X 2

[E-rock]

All correct except the patent was filed in June 2022. Published in November 2022. So April is when you are looking……

[Boing x 2]

That was quick,

https://ih.advfn.com/stock-market/NASDAQ/apptech-payments-APCX/stock-news/93560890/apptech-payments-corp-announces-closing-of-2-0-m

It is onwards to profits now.

I forgot to add on prior posts that JPMorgan is also using our app.

They also are going after medical, accountants and law firms.

Aso, our one analyst is showing 7M in profit this year. IMHO they might be low. At any rate if they are correct imagine what next year is going to do with all the airports and credit unions along with other accounts.

Also picked up 14 more shares on the cheap this am in a different account.

Boing X 2

[Boing x 2]

Thoughts and comments.

Son in FL has 2k shares and added 300 shares on drop yesterday. He said poof that is nothing when he found out only 2M shares being sold to be able to get to profitability.

I had done research that said there was a good chance that the stop was going to drop to around 1.16. Last Thursday I placed a stink bid for 3k shares at 1.16 good till cancelled. Then on Monday, late in the day, I saw there were only 600 shares ahead of my 3k bid. I called late in the day and added another bid for 5k at the same price GTC.

Tuesday I got up at 11.30 as I had a Dr. apt and thought I better eat early in case they want blood work. It was then I saw the flash crash taking place. Got my shares and now at 10K shares.

Here is what my 20 hours weekend research came up with so new people might learn what is going on at APCX.

Kenny P is on an investment cruise until March 31. Best I recall Bali and not sure if he is hosting or attending the investment cruise.

APCX currently has 500 cites on potential companies using their patents. I researched and found out the average patent takes 22 months for approval. Our all inclusive patent was filed 11/10/22 which means Sept this year will be the 22 month average.

Currently per Luke, NYSE, Visa, Mastercard, Vz, Bank of America, ATT, DoorDash and Uber are using our patents.

They are currently working on adding 40 airports after the recently added Reno airport. They will be looking to add 400 more airports after that.

They are working on adding 2,000 credit unions and look to obtain the other 2,700 credit unions after that.

They intend to keep in house the non banking transactions between Brazil, Mexico and Canada. They might do a special deal with Western Union.

They give the programs free and charge a percent of each of the trillions of transactions.

They are looking to go after casino's , horse racing tracks and cannabis dealers where there are large numbers of transactions.
The cannabis dealers currently can't deposit money in Federal Banks. They can in state banks. They are going after the state banks to let them be able to have ease of transactions.

IMHO this stock, whom my son put me onto, has mega opportunity if they continue to execute here. The lowest float stock, even adding 2m shares, that I am invested in right now.

Best to all,

Boing X 2

[Monksdream]

APCX new 52 lo

[BUFCARP]

Volume picking up

[AzMac]

Ok TheRealV, we went down to $1.15 today. What is your comeback today. What is your DD telling you today. Remember when I said it went down to $1.40? You said just for a second, well we went down to $1.15 today!! So just thought I would share you are not quite as smart as you think you are. Your not above anybody.

[Le Frog]

Thanks for sharing, Lil Woozy, all good to know.

[Stressed]

Thank you, great info!!

[Eddie2468]

Lil Woozy…. Thanks for filling us in 👍🏼

[E-rock]

Wonder what “nothing so large” is for KP. Haha. Probably 200k shares.

[E-rock]

He also said something to me about tax loss harvesting affecting the price this month. In a couple weeks the 52 week low will hit over a dollar. Then the lowest it was in 2023 was $1.25. So we are at the low pretty much. With all the catalysts it is going to go up IMO.

[E-rock]

Sounds like he is cautious which is interesting. Nothing like the excitement he had last December in the fireside chat though.

[E-rock]

Thanks man!

[Lil Woozy]

One more note:
He brought up that this time last year he said it was his top pick for 5 year stock being patient and to keep that in mind

[Lil Woozy]

Will check out discord. Had a conversation with KP yesterday - was about money management goals but asked at the end if he still liked APCX:

* he's still in - nothing so large that it will blow things up if it tanks
* it's about new partnerships and looking for developments 1st qtr 24
* news should be out sometime this month about the 400 airport ties
* knows that people have bought based on his recommendation and would let everyone know if he plans to sell or sell
* mentioned something about stock price, or company overall, being impacted by EOY tax lots - apologies for lack of clarity on this point

I'm in for 63k+ shares and have a calm, positive feeling about where this is headed.

Appreciate all of the positive information and insight provided by those on this board.

Cheers!

[E-rock]

Man, I missed some fireworks. AzMac. Write to Mehrak, Luke or IR and ask them for an update for you. Let us know. We have all written to them on things. They are pretty responsive. Remember, shareholders are the most important part of a company. If you have a significant stake ask your questions. They are pretty great.

[Le Frog]

Well unfortunately this board has proven to be nothing but a smear board as of late. I'm not on this thing so I can see bickering back and forth. There's nothing constructive about it. Hopefully we can refrain from name-calling and insults, going forward.

[TheReal_V_]

where is YOUR DD????? I keep asking but all you do is read the rest of our comments. It’s clear you have no stake of any significance in this company or you wouldn’t be crying about it here

[AzMac]

Hey Big Mouth, your not very good at doing your due diligence LOL! Hope I didn't hurt your feeling LOL

[TheReal_V_]

Many of us have posted due diligence. If that’s not good enough for you then do your own? Lazy ass

[AzMac]

Keep talking Big Mouth! Why don't you tell me? You think you know it all. Your on this board all day long, go ahead give us all an update. Forget it you don't know anything either. Pumper!! Mr./Mrs. Know it all!!

[TheReal_V_]

Oh crap, you just got me good. I’ve been caught. How about you grow a ball sack and ask Apptech for the answers yourself instead of crying to a chat room? For someone who has “lots” invested, you certainly have no conviction.

[AzMac]

Sh ut up! I have lots invested here. He could give an update. If you are so smart why don't you share an update? Because you know nothing. You just think you have all the answers.

[TheReal_V_]

Are you for real right now? LOL. How about you email that to Luke or the IR email listed on the website? Wtf do you think we are gonna do about it? You are a keyboard warrior. If you don’t like what’s going on then just don’t invest. It’s simple as that. Looks like you just crawled out from under a rock with a copy and paste from your diary. You miserable oaf. 😂🤷‍♂️

[AzMac]

So we seem to be in a free fall, $1.42 now. I think it is time for Luke to come out and share some kind of update. I have seen video of Luke declaring how they have so much going for them. Now you don't hear anything from Luke, at least I don't. Luke you were bragging before how good things are, now the share price is tanking and your not bragging anymore. Why can't you give some kind of update now? You were pretty cocky before, you don't seem so cocky now. Disappointed Investor!!

[E-rock]

It stays. Mehrak commented on that and noted they (apptech) are now an MSP of Elevon and a payfac of Fiserv and Pathward which was formerly known as Metabank.

[E-rock]

Absolutely. Great idea. Good looking out. Good to know he thinks that is a good price! It would've been cool if he said anything under $20 is a good price! ;)

[TheReal_V_]

The finzeo site also says it is a partner of Evalon and registered ISO of evalon. Can’t remember if we ever discussed if that stays or goes and what that impact is if any. There’s such a deep web of connections when it comes to fintech

[TheReal_V_]

Yeah he was quick. Said 1.6 is still a great price to be buying. I’ve seen the dot plot in a couple other companies with new products coming to market. They don’t name the partnerships but it helps us and institutions to visually see the official project pipeline instead of just saying they have 50 things going on with 70 on the way. You could go in depth with it and assign a letter or number to each company and place them on a phase timeline too so we can follow them in each of their phases projected etc. anything is better than nothing even if it’s just a official list of projects in the works

[E-rock]

Well it is owned by Apptech but stills has it's own website. I don't know if they need the brand recognition or not. I assume it will get folded into Apptech. They just needed the technology. It isn't like they bought a company everyone knows.

[E-rock]

Great idea. He responded already? That is amazing. We are now at .68 cents for the 52 week low. Gets higher every week. after 12/23 it will be over a dollar. Not far from where we are. And with all these catalysts there is nowhere to go but up.

[TheReal_V_]

He forwarded it to the IR team.

[TheReal_V_]

I emailed Mehrak, guess we’ll see if there’s a response

[TheReal_V_]

They should add a project lineup to their investor presentation depicting all these companies they are working with and an estimated timeline to be running. Maybe not necessarily the names if they don’t have approval to say but at least some sort of official line number or dot on a chart

[E-rock]

Agree. I use nasdaq or Fintel

[TheReal_V_]

I only use this to talk.

[Le Frog]

I have to admit, the delayed stock price is annoying without having to pay for a subscription. Says it delayed by 15 minutes, yet yesterday it was running almost 25 minutes after the fact at different points of the day. Don't mean to be a whiner, but I guess I am... lol.

[TheReal_V_]

I’m curious how finzeo and apptech will integrate now. Like will finzeo become fully part of commerse or will it remain independent with its own website doing whatever they do with their finzeo suite

[E-rock]

That’s what hedge funds do. Must be such a rush when you hit one.

[TheReal_V_]

Definitely a lot riskier though lol

[TheReal_V_]

I stopped trying to explain apptech to people, like in the finance junky discord. No one understands the potential. All they see is a penny stock with no revenue, which is understandable, but investments like this is where the generational wealth and instant retirement is made if they can even start to bear fruit. That’s why I love investments, is having conviction in a small company that turns into something big and knowing you were first before the mass public

[E-rock]

Absolutely.

[TheReal_V_]

Cigars on the beach one day when these plans come together.