Annapolis Bancorp, Inc. is a bank holding company, which operates through its wholly owned subsidiary, BankAnnapolis (the Bank). The Bank operates as a full service commercial bank. The Bank’s principal business consists of originating loans and attracting deposits. The Bank’s primary market area is in Anne Arundel County, Maryland, although the Bank’s business development efforts generate business outside of the area. The Bank offers a range of banking products, including a range of business and personal savings and checking accounts, money market demand accounts, certificates of deposit and other banking services.