Weakest Banks and Thrifts
in the United States
(See first table above for strongest.)
Distributed by: Weiss Research, Inc.
Source of Financial Strength Ratings: Courtesy of TheStreet.com Ratings,
www.TheStreet.com.
Data source: FDIC’s Call Reports and OTS’ Thrift Financial Reports, March
31, 2008.
Selection criteria for the table below: All U.S. commercial banks, savings
banks, S&Ls and other thrifts with total assets of $500 million or more and
with a rating of D- or lower.
Instructions: Same instructions as for strongest, above.
Bank City State
TheStreet.com
Rating
Total Assets
($ thousands)
1st Centennial Bk Redlands CA D- 715,231
1st United Bk Boca Raton FL D+ 575,509
Affinity Bk Ventura CA D- 1,172,207
Alliance Bank Lake City MN D 651,634
Alliance Bk Culver City CA D- 1,111,157
Alliance Bk Corp Fairfax VA D 553,450
Amboy Bank Old Bridge NJ D- 2,695,636
Amcore Bk NA Rockford IL D+ 5,135,631
American Bk St Paul MN D 612,162
American Bk of Commerce Wolfforth TX D+ 690,847
American Founders Bk Inc Frankfort KY D- 561,375
American River Bk Sacramento CA D 585,958
Americanwest Bk Spokane WA D 2,106,351
Ameriprise Bank, FSB New York NY D 1,551,509
Amtrust Bank Cleveland OH D- 17,301,384
ANB Financial NA Rogers AR F 1,895,545
Anchorbank FSB Madison WI D+ 5,088,062
Avidia Bank Hudson MA D+ 954,640
Baltimore County Svgs Bk FSB Baltimore MD D 615,915
Banco Popular North America New York NY D+ 12,738,302
Banco Santander PR San Juan PR D 9,103,575
Bank of Blue Valley Overland Park KS D- 753,205
Bank of Choice Evans CO D- 560,922
Bank of Choice Colorado Arvada CO D- 637,106
Bank of East Asia USA NA New York NY D 748,859
Bank of Florida-Southwest Naples FL D+ 698,891
Bank of Granite Granite Falls NC D 1,192,025
Bank of the Cascades Bend OR D+ 2,403,853
BankAtlantic Fort Lauderdale FL D 6,212,631
BankUnited FSB Coral Gables FL D+ 14,312,695
Baraboo NB Baraboo WI D+ 596,978
Barclays Bank Delaware Wilmington DE D 7,125,125
Baylake Bk Sturgeon Bay WI D 1,078,889
Beach Community Bk Fort Walton Bch FL D- 660,975
BLC Bank, NA Strasburg PA D- 3,178,636
BPD Bk New York NY D+ 632,610
Bradford Bank Baltimore MD D- 551,944
Bridgeview Bk Group Bridgeview IL D+ 1,403,902
Buckhead Community Bk Atlanta GA D- 943,151
Builders Bk Chicago IL D- 527,387
CapitalSouth Bank Birmingham AL D- 756,441
Central Co-Op Bk Somerville MA D+ 570,835
Central Progressive Bk Lacombe LA D- 508,652
Century Bk FSB Sarasota FL D- 929,123
Chevy Chase Bk FSB McLean VA D+ 15,130,114
Citizens First Svg BK Port Huron MI D+ 2,091,041
Citizens-Union Svgs Bk Fall River MA D 649,190
Columbian B&TC Topeka KS D- 735,766
Community Bk Loganville GA E+ 623,764
Community Central BK Mt Clemens MI D- 544,704
Community First Bk Harrison AR D+ 519,235
Community South Bk Parsons TN D- 569,721
Community West Bk Goleta CA D+ 628,610
Conestoga Bank Chester Springs PA D- 680,814
Corus Bk NA Chicago IL D 8,976,744
Countrywide Bank, FSB Alexandria VA D 121,412,048
County Bk Merced CA D 2,078,298
Crescent B&TC Jasper GA D+ 950,001
Crescent B&TC New Orleans LA D+ 559,526
Delaware County B&TC Lewis Center OH D 716,851
Desert Hills Bk Phoenix AZ D+ 502,374
Doral Bank Puerto Rico San Juan PR D 8,835,752
Downey S&LA FA Newport Beach CA D- 13,130,348
E*Trade Bank Arlington VA D+ 48,184,276
Eastern Svgs Bk FSB Hunt Valley MD D 1,132,481
Equitable Bk SSB Wauwatosa WI D+ 548,555
Eurobank San Juan PR D- 2,792,787
Falcon International Bk Laredo TX D+ 871,386
Farmers & Merchants Bk Lakeland GA D- 534,414
Federal Trust Bank Sanford FL E- 670,589
Fidelity Bank Dearborn MI D 1,045,530
Fidelity Bk Norcross GA D+ 1,732,780
First American Intl Bk Brooklyn NY D+ 542,634
First Bank of Beverly Hills Calabasas CA D+ 1,410,692
First Bk Fncl Centre Oconomowoc WI D+ 571,327
First Central Svgs Bk Glen Cove NY D- 645,056
First Community Bk Taos NM D+ 3,455,652
First Federal Bank Harrison AR D 828,860
First Federal Bank of CA FSB Santa Monica CA D+ 7,083,638
First Georgia Banking Co Franklin GA D+ 715,523
First Gulf Bank, NA Pensacola FL D+ 698,875
First Mariner Bk Baltimore MD D- 1,172,860
First NB of AZ Scottsdale AZ E+ 2,836,085
First NB of GA Carrollton GA D- 882,993
First NB of Nevada Reno NV D- 1,634,041
First NB of the South Spartanburg SC D+ 850,717
First Niagara Commercial Bk Lockport NY D 717,088
First Place Bank Warren OH D+ 3,283,975
First St Bk Eastpointe MI D 738,642
First St Bk Stockbridge GA D- 705,237
First Tennessee Bk NA Memphis TN D+ 37,063,967
Firstbank of PR San Juan PR D+ 17,173,199
FirsTier Bk Louisville CO D+ 542,909
Flagstar Bk FSB Troy MI D- 15,898,386
Florida Capital Bank, NA Jacksonville FL D- 819,512
Florida Choice Bk Mt Dora FL D 868,805
Florida Community Bk Immokalee FL E+ 935,236
Founders Bk Worth IL D 980,356
Franklin Bk SSB Houston TX D- 5,922,659
Fremont Investment & Loan Anaheim CA E 6,047,598
Gainesville Bank & Trust Gainesville GA D 646,373
Geauga Svg Bk Newbury OH D+ 530,388
Goldman Sachs Bk USA Salt Lake City UT D 25,573,236
Graystone Bank Lancaster PA D 524,412
Great FL Bk Miami FL D+ 1,850,387
Guaranty Bank Milwaukee WI D- 1,826,503
Habersham Bk Clarkesville GA D- 520,216
Hanmi Bk Los Angeles CA D+ 3,927,609
Haven SB Hoboken NJ D+ 680,150
Heartland Bk Clayton MO D+ 892,367
Helm Bk Miami FL D+ 586,280
Highland Bk St Michael MN D+ 507,223
Hillcrest Bk Overland Park KS D- 1,882,968
Home NB Blackwell OK D 815,543
Home S&LC Youngstown OH D 2,716,625
HSBC Bk USA NA Wilmington DE D+ 188,284,200
Huntington NB Columbus OH D+ 55,566,801
Illinois NB Springfield IL D- 517,987
Imperial Capital Bk La Jolla CA D+ 3,530,257
Independence Bk Owensboro KY D+ 675,449
Independent Bk Ionia MI D- 3,238,995
IndyMac Bk FSB Pasadena CA E- 32,010,816
Integrity Bk Alpharetta GA E- 1,203,701
Inter Svgs Bk FSB Maple Grove MN D- 951,692
Intervest NB New York NY D+ 2,046,601
Irwin Union Bk Columbus IN D+ 5,425,343
Irwin Union Bk FSB Columbus IN D+ 692,224
K Bk Owings Mills MD D- 649,097
LaSalle Bank Midwest NA Troy MI D 37,008,195
Lehman Brothers Bk FSB Wilmington DE D- 12,246,720
LibertyBank Eugene OR D 960,085
Lincoln Bank Plainfield IN D+ 862,451
Lowell Five Cents SB Lowell MA D+ 663,853
Lydian Private Bank Palm Beach FL D+ 2,008,561
Macatawa Bk Holland MI D 2,133,420
Magyar Bank New Brunswick NJ D 504,200
Marine Bk-Springfield Springfield IL D 631,946
Meridian Bank NA Wickenburg AZ D 2,505,730
Merrick Bank Corp S Jordan UT D+ 1,181,376
Midcountry Bank Marion IL D- 1,025,760
Mid-Missouri Bk Springfield MO D+ 752,747
MidWestOne Bk Oskaloosa IA D- 778,014
Millennium BCP Bank, NA Newark NJ D- 841,322
Mutual Bk Harvey IL D- 1,532,589
National City Bk Cleveland OH D 152,519,145
New South FSB Irondale AL D 1,986,425
Northeast Bk Auburn ME D+ 583,816
Northside Cmnty Bk Gurnee IL D 554,194
Northwest Georgia Bk Ringgold GA D+ 633,733
Ocean Bk Miami FL D- 5,120,611
Omni Bk Metairie LA D 727,864
Omni NB Atlanta GA D- 992,505
OmniAmerican Bank Fort Worth TX D 1,086,199
One United Bk Boston MA D 742,866
Orion Bk Naples FL D 2,936,394
Park View FSB Cleveland OH D 868,702
Peachtree Bk Duluth GA E 545,076
Peninsula Bk Englewood FL D- 606,312
Peoples Community Bank W Chester OH D- 870,486
PFF B&T Pomona CA E+ 4,103,786
Ponce De Leon Federal Bk New York NY D+ 643,478
Premier Bk Jefferson City MO D- 1,569,820
Premier Bk-Maplewood Maplewood MN D- 552,769
Presidential Bk FSB Bethesda MD D+ 534,166
Redding Bk of Commerce Redding CA D 646,946
Republic Federal Bank, NA Miami FL D- 613,165
R-G Premier Bk of PR San Juan PR D+ 7,165,822
Riverside Bk of Gulf Coast Cape Coral FL D- 535,046
Scotiabank DE PR Hato Rey PR D- 1,529,267
Seacoast NB Stuart FL D- 2,391,360
Security Bank of Bibb County Macon GA D- 1,315,478
Security Bk of Kansas City Kansas City KS D+ 880,439
Security Pacific Bk Los Angeles CA D- 585,184
Signature Bk of Arkansas Fayetteville AR D 549,211
Silver St Bk Henderson NV D 1,624,672
Southport Bk Kenosha WI D+ 510,740
Sovereign Bk Wyomissing PA D+ 81,906,412
Sovereign Bk NA Dallas TX D 632,482
Sterling B&T FSB Southfield MI D- 670,627
Sterling Savings Bank Spokane WA D+ 12,189,506
Superior Bank Birmingham AL D 2,943,775
Teambank NA Paola KS D+ 704,541
Temecula Valley Bk Temecula CA D 1,373,343
TIB Bank Naples FL D+ 1,423,951
TierOne Bk Lincoln NE D 3,374,893
Tower B&TC Fort Wayne IN D+ 687,243
Transatlantic Bk Miami FL D+ 573,742
Truman Bk St Louis MO D 502,798
Vanguard B&TC Valparaiso FL D+ 633,756
Vantus Bk Sioux City IA D+ 597,030
Vineyard Bk, NA Rancho Cucamonga CA D 2,326,862
Vision Bk Panama City FL D- 922,174
Warren Bk Warren MI D- 587,082
Washington Mutual Bank Henderson NV D+ 317,823,952
Wauwatosa Svgs Bk Wauwatosa WI D+ 1,771,794
West Coast Bk Lake Oswego OR D 2,607,534
Westernbank Puerto Rico Mayaguez PR D- 15,971,230
Westsound Bk Bremerton WA D- 502,789
Select U.S. Brokers with
Their Capital Multiples
Publisher: Weiss Research, Inc.
Data source: Securities and Exchange Commission (SEC) and most recent
financial statements.
Selection criteria for the table below: Based on reader interest and other
issues we deemed relevant to investors.
Definition of Capital Multiple: Total net capital divided by minimum capital
requirement.
Instructions:
1. Do not rely exclusively on this measure to evaluate the relative safety of
your broker.
2. When you have a choice, favor brokers with a higher capital multiple as an
indicator of their ability to withstand losses or other financial difficulties.
Brokerage Firm Capital Multiple
Edward Jones 19.90
Bank of New York Mellon (Pershing) 15.80
T. Rowe Price 13.98
Scottrade 13.86
OptionsXpress 12.65
Raymond James 11.92
Merrill Lynch 8.62
Fidelity 7.93
Bank of America Securities 5.97
ING Direct 5.85
Schwab 5.85
Lehman Brothers 5.43
E Trade 5.00
TD Ameritrade 4.72
Citi Smith Barney 4.06
Goldman Sachs 3.90
Morgan Stanley 3.21
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