I don't own it either...this has to be one of the sickest banks in Ohio. It's amazing they've survived this long but I have my doubts they can continue. They're throwing assets overboard by the handfuls ...assets are only a $100MM now.
It takes money to make money...with assets, loans and deposits all shrinking that will be a real fight.
If liabilities are greater than assets, the business is insolvent. Knowing the structure of those liabilities is where to make your money. EI-2010