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Saturday, 02/08/2014 4:28:53 PM

Saturday, February 08, 2014 4:28:53 PM

Post# of 114735
Hello COHO investors. My name is Brian Schwelling, President of Crednology Holding Corp. I've been monitoring the message boards for quite some time now. While I can not discuss unannounced projects and partner relationships in development currently, I'd like to take a moment to address some of the outlandish conjecture promulgated by some posters here, as well as highlight our modus operandi for expansion and development of our products, systems and technology.

We are a newer company with highly advanced algorithmic credit analytics. When I say "newer company," I mean that though we've been in business for 12 years, we are new to the public arena. In fact, our long range plans discussed two years ago included going public, but only after we'd felt confident that an offering on NYSE or NASDAQ was viable.

The opportunity for a reverse merger with Cooper fell into our lap and things accelerated rapidly. Because of this, we are very focused and intent on making no errors in releasing news, performance data, and/or developmental items which could artificially value or devalue our stock price. A few so-called "in-the-know" posters have speculated that in the absence of news, catastrophe must be afoot. I've read comments that Rusty is no longer at the helm, that we've engaged in pump and dump, even that COHO is a downright scam. For those of us who work tirelessly day, night and weekends to make COHO the standard in credit data analysis, these comments are insulting. Yet, we know that speculation breeds negative assumption and therefore we've just let it ride for lack of a better term.

We are in this for the long hall. Our responsibility to our investors is to build a company with solid fundamentals, and a profitable bottom line. This is and continues to be our mission. While I'll not advise who or how one should invest in COHO, I will say that for us, COHO is a life-long venture. We've invested time, effort, and money and have sacrificed much to bring our dream to fruition.

I am proud to say that the executive members, myself included have titles and to all of us, that's all they are. We work everyday wearing several "hats" to achieve our goals. Our team is very cohesive and we have a strong family dynamic within our infrastructure. Every opinion, from the janitor to the CEO is valued and considered when forging the course of our future.

So please...before speculating the worst in us, take time to consider our previous releases, products, technology and mission. It's important to us that you're comfortable with your investment. We promise to keep you as up to date as is humanly possible. I thank you for your time and appreciate your investment in us greatly.
About Crednology Holding Corp

Crednology Holding Corp, a Delaware corporation, a leading provider of technology and software to the credit industry which offers developmental solutions worldwide for real estate professionals, mortgage originators, property management and financial advisers. Its subsidiaries, ScoreNavigator and CreditDNA, utilize the company's exclusive Point Deduction Technology. This technology has the unique ability to analyze a credit report and give full visibility to the points being deducted for each account. For further information, visit http://www.credholdingcorp.com/.

About ScoreNavigator

ScoreNavigator, a wholly owned subsidiary of Crednology Holding Corp, is a credit analysis tool designed for consumers and loan originators. It analyzes the electronic version of a credit report and recommends the quickest way to achieve a credit score and to achieve the score needed for loan approval. It is a scientific analytical tool. Its recommendations are based on the understanding of credit score calculations and how different factors affect scores either positively or negatively. ScoreNavigator can only suggest actions a consumer can take. ScoreNavigator itself cannot directly cause credit scores to rise or fall. ScoreNavigator is a tool used by consumers and loan originators to maximize a credit score resulting in more approvals and closed loans. For further information, visit http://www.scorenavigator.com/.

About CreditDNA

CreditDNA, Inc., a wholly owned subsidiary of Crednology Holding Corp, is a Credit Management company with exclusive technology that other companies do not have. We help you establish or re-establish a good credit history, and provide ongoing training and support. CreditDNA, Inc. provides you with up-to-date credit education material and your own credit coach to assist in keeping you on the right credit path. For further information, visit http://www.creditdna.us/.

Safe Harbor Statement

Matters discussed in this post contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. When used in this press release, the words "anticipate," "believe," "estimate," "may," "intend," "expect" and similar expressions identify such forward-looking statements. Actual results, performance or achievements could differ materially from those contemplated, expressed or implied by the forward-looking statements contained herein, and while expected, there is no guarantee that we will attain the aforementioned anticipated developmental milestones. These forward-looking statements are based largely on the expectations of the Company and are subject to a number of risks and uncertainties. These include, but are not limited to, risks and uncertainties associated with: the impact of economic, competitive and other factors affecting the Company and its operations, markets, product, the impact on the national and local economies resulting from terrorist actions, and U.S. actions subsequently.

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