Tornado Alley (PROG)

[F6]

fuagf -- just to be clear -- that's a limit on total overhead and administrative, including (any) profit; at least 80% of premiums received must be spent directly on reimburesements to providers, and any shortfall in that must be refunded to policy holders

and of course, the system should be (and hopefully will evolve to become) single-payer, run at actual cost with no profit taken out at the insurance-administration level -- it is flatly ridiculous and should be flatly politically/socially unacceptable that anyone profits or can profit at that level -- total O&A at that level should be closer to 5% than to 20%, as is the case with the government-run insurance programs we do have; anything above that level is pure parasitism for zero value added