Affirmative Insurance Holdings Inc. (fka AFFMQ)

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Affirmative Insurance, a Solid Company to Rely On
August 30th, 2013 | Posted by insurance in Insurance reviews

Affirmative insurance company specializes on providing auto insurance. The insurance world is full of unique terms. As a consumer, you need to comprehend the most commonly used terms. We are sure you’ve heard the word “premium”. In general, an insurance premium is the amount that an insurer asks a policyholder to pay so that he can make all the benefits of the policy. The main thing that goes into figuring out premium is your driving record. In addition, the type of your car is also usually taken into account. There are several factors that are actually beyond a policyholder’s control. For example, you live in a place which is prone to accidents, causing much money should be paid out for auto claims. It will automatically increase the average premiums in the area. Other factors include driving experience and age will also be considered. With such a wide assortment of factors, premiums will vary among policyholders.

Affirmative insurance Affirmative Insurance, a Solid Company to Rely On

Auto insurance companies

There is one important thing you need to know about auto insurance. Companies probably will not send you a notice containing some options to save premium. Instead, cutting the costs down is something that you should work on. Even if you have a good driving record, you still need to invest your time to find ways that can really help you save money. If you managed to reduce your premiums, you will get more benefits in the long run. Here are some conditions that let you save more on premiums. The competition in every sector is very tight these days. Not even insurance companies can circumvent such fierce competition. It’s like a blessing in disguise, and customers will benefit the most. Since insurance companies are vying to offer the best products and services, shopping around for a policy is not that hard. Your task will be much easier with brokerage sites. They collect quotes from several companies, allowing you to compare prices and plans accurately. An auto insurance contract is different from a mobile contract. If you no longer need an insurance contract, you can cancel it right away and the company will refund the rest of the unused premium. There are no things like a two-year contract or more to cut costs down. If you find a more tempting offer while you are still under contract with a company, you can jump ship without fear of breaking the agreement with your old company.

Affirmative insurance

This insurance company is a subsidiary of AIHI. The company takes care of policy administration, marketing, and actuarial functions for multiple carriers. The company operates from two different locations, Dallas and Chicago. Their mission is to provide reliable products and services to consumers. They know that everyone has different needs. Their specialty is automobile insurance. Although they have to compete with many other companies, they keep trying to reach the highest position in the insurance industry which is definitely hard to get. A good company will always listen to advice from the customers. The company is trying to keep in touch with the clients to figure out what they need and want. Furthermore, the company is also committed to deliver proper claims handling. That’s all you need to know about Affirmative Insurance.



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