Forgot to add, I have been watching CHKR for about two months and was just about to get in when the news broke about the hanky-lanky the CEO was playing with the perks. I am down over$33,000 on paper just because the way the market has been going for a month. Now is a great time to buy carefully tho. A market analyst was just on saying how it is identical to last year, but our banks are in even better shape so we should come back better. It was the lame duck period up to Jan he warned about. Fear now has a lot of bond holders going to cash, where stockholders have been going for several weeks. I just pray nothing comes up where I have to have the money quickly. Tell the wife to put the funeral on Visa, Lol