Hi Tom
I remember discussing with you when i set up my account whether to go with STYLE or INDUSTRY divesification. At the time you steered me towards industry for greater volitility
So if you haven't addressed it in your link my question is why do you now feel style is better.
While I have come around to thinking style is better for smaller accounts / asset levels because you need less individual (so larger) funds, recently I took a look at a series of three I-shares funds and found and was dismayed that the same top 10 stocks in roughly the same percentage were in all three funds! One was the growth, one the value, and one the underlying total index.
Toofuzzy
Take the road less traveled. It will make all the difference.