Ripple (XRPUSD)

[stockvaper]

Interbank transaction in the near future won't just be fund transfers.

"Many major banks are already piloting blockchain projects in the hopes of simplifying cross border payments, increasing transparency and enhancing online identity management. It stands to reason that we will see the adoption of smart contract technology in the foreseeable future."

https://blog.etherparty.com/beyond-crypto-the-benefits-of-smart-contracts-for-banking-healthcare-and-real-estate-ddd4b134e895

When Ripple finally fully implements it's DeFi smart contracts, that'll be another utility using XRP millions or billions of times a day.