gfp: The ETF is the way I'm going to play it too. I just haven't had the time. I'm working a ton covering maternity leaves and a couple people leaving for better opportunities. Also, my wife landed an incredible job as a private in-home RN for an extremely wealthy family down here in Texas. I can't even divulge the name. She's sworn to secrecy. The family has wealth in excess of a Billion Dollars. Yes, with a "B". Not sure how long it will last but we're hoping for a year or two anyway. At that point we might be able to pull the plug and retire to who knows where. Leaning toward western North Carolina, but we change our minds frequently.
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