I think your right on the five year deal though haven't looked into that because I have about 25 more years before I need to look into that. The only downside to Roth is 5500 a year in contributions. Is your Roth in Fidelity? And I know you have mentioned mutual funds before. Prgtx is a technology fund. Technology along with defense sector have been hot. Prgtx up 30% ytd
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