HI Tom You comment about segregating accounts made me think of TLT and how I don't own any but would like to eventually but how to manage it. I went to stockcharts, started with 30% ZIGZAG but gradually reduced it to 15% on a 3 year chart which seemed reasonable. What do you think. Then I would use 10% min order size Zero sell SAFE 5% BUY SAFE But that would be like a 20% ZIGZAG ? Toofuzzy