I reco to friends & family to pick up 90% pre 1965 dimes & quarters rather than bars & rounds...3 reasons: 1. they'll be used more often for food, barter, etc. especially when silver goes $100+... 2. no one will take the time to counterfeit dimes & quarters... 3. worst case, they will still spend at face value...whereas rounds & bars are just a hunk of metal...