Thanks Zip....I really thought he was different!! But he fooled us all, we paid a horrible price and I guess a terrible lesson, that there are few people in this world that REALLY ARE honest, have integrity, take ownership of their actions, if they borrow money for "personal need" them you pay that person back, otherwise you are a complete jackass and this alone will possibly keep you from EVER doing business or creating a business with a publicly trading company!!