CIB Marine Bancshares Inc. (CIBH)

[XM ROCKS]

It appears at this point we will end the year over a buck......(now I just jinxed us all). I cannot wait to hear how much the earnings are with all the cost savings in full effect, the increase in interest should be generating better margins. I would imagine that there will be an increase of loan production because of the increase. I am happy with the direction of the common stock. I do fear that some others have acquired a lot if common stock to go along with the preferred that they own. Next years meeting should be a good one! Wilson and Clutterbuck should save the postage......I am not interested in any offer!!!!! Merry Christmas! Thanks to all the management and directors of CIBH!!!! Looking forward to many dividends in the future........