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Adam

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Adam

Re: OldAIMGuy post# 40670

Tuesday, 05/10/2016 12:36:10 PM

Tuesday, May 10, 2016 12:36:10 PM

Post# of 47076
Hi Tom, With a 20% cash you would have two sales only if your portfolio was concentrated in one big AIM program. Most of us have several AIM programs that are diversified and it's quite reasonable to hold 20% cash for all your programs.

For example if you hold 20% cash and have two AIM programs that allows 4 sales, and so on with more programs. If you hold "unnecessary" cash that you never need that really hurts your portfolio performance as you earn close to 0% from the cash at this time.
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