PMX Communities Inc. (fka PMXO)

[Alan Garnar Retard]

http://patents.com/us-20140025553.html


Claims


1. An unattended precious metal distribution apparatus, the apparatus comprising: a precious metal distributor, the precious metal distributor configured to dispense precious metal to a user in response to dispersal instructions; and a remote account interface coupled to the precious metal distributor that is accessible by the user, the remote account interface configured to receive withdrawal fund information for an account maintained on a remote server system and to issue the dispersal instructions based on the withdrawal fund information.

2. The apparatus of claim 1, wherein the remote account interface is an automated teller machine (ATM).

3.-6. (canceled)

7. The apparatus of claim 1, further comprising: a dispenser coupled to the remote account interface, wherein the remote account interface is further configured to dispense a currency equivalent to the user via the dispenser based on equity in the account.

8. (canceled)

9. The apparatus of claim 1, wherein the precious metal distributor is further configured to accept precious metal and wherein the remote account interface is further configured to send deposit fund information to the remote account based on the accepted precious metal.

10. (canceled)

11. The apparatus of claim 1, further comprising: a card dispenser coupled to the remote account interface, the card dispenser configured to dispense a precious metal card to the user in response to card issue instructions, wherein the remote account interface is further configured to issue the card issue instructions based on the withdrawal fund information.

12.-13. (canceled)

14. An unattended precious metal distribution system, the system comprising: a plurality of unattended precious metal distribution terminals, the plurality of terminals configured to dispense precious metal in response to account distribution information; and a remote server system accessible by the plurality of unattended precious metal distribution terminals, the remote server system configured to generate the account distribution information based on user accounts maintained by the remote server.

15. The system of claim 14, wherein one or more of the plurality of unattended precious metal distribution terminals include an automated teller machine (ATM).

16. The system of claim 14, wherein the remote server system maintains a value for the account that is currency based.

17. The system of claim 14, wherein the remote server system maintains a value for the account that is precious metal based.

18. The apparatus of claim 14, wherein the remote server system maintains a first value for the account that is currency based and maintains a second value for the account that is precious metal based.

19. The apparatus of claim 17, wherein the plurality of terminals are further configured to dispense currency to the users based on equity in the account.

20. The apparatus of claim 17, wherein the plurality of terminals are further configured to dispense a currency equivalent to the users based on equity in the account.

21. (canceled)

22. The apparatus of claim 14, wherein at least one of the plurality of terminals is further configured to accept precious metal and to send deposit fund information to the remote account based on the accepted precious metal.

23.-24. (canceled)
25. An unattended precious metal distribution method, the method comprising the steps of: maintaining a plurality of user accounts on a server system; and permitting access to the plurality of user accounts from a plurality of unattended precious metal distribution terminals.

26. The method of claim 25, wherein the permitting access step comprises: dispensing precious metal from one or more of the plurality of unattended precious metal distribution terminals; and wherein the maintaining step comprises: decreasing the value of one or more user accounts corresponding to the dispensed precious metal.

27. (canceled)

28. The method of claim 25, wherein the permitting access step comprises: accepting precious metal at one or more of the plurality of unattended precious metal distribution terminals; and wherein the maintaining step comprises: increasing the value of one or more user accounts corresponding to the accepted precious metal.

29.-31. (canceled)

32. The method of claim 25, wherein the maintaining step comprises: maintaining a value for each of the accounts that is precious metal based.

33. The apparatus of claim 25, wherein the maintaining step comprises: maintaining a first value for each of the account that is currency based; and maintaining a second value for each of the account that is precious metal based.

34. The method of claim 32, wherein the permitting access step comprises: dispensing at least one of currency or a currency equivalent from one or more of the plurality of unattended precious metal distribution terminals.

35.-36. (canceled)

37. The method of claim 25, wherein the permitting access step comprises: dispensing a card from one of the plurality of unattended precious metal distribution terminals, the card permitting withdrawal of precious metal from another of the plurality of unattended precious metal distribution terminals.