Hi Tom, In poking around just now I found: Three things are usually considered the basics of investment goals: 1) Price Appreciation over Time 2) Dividend Capture over Time 3) Profitable Volatility Capture over Time You want to guess who said the above? I agree, no fair but I found it too funny given the recent discussion about time. As you said in http://investorshub.advfn.com/boards/read_msg.aspx?message_id=91085558 AIM is a method for implementing successfully #3. It works fine with either #1 or #2, but those shouldn't be ignored. Note the inclusion of the word "profitable" in the Volatility Capture item. BTW, I noticed a picture of Port Washington in one of your posts. I'm guessing that is your Main Street view, right? Best, Allen