While I agree with most of what you say, here I disagree.
If you are headed to the store to pick up a quart of milk it matters how long it takes to get there as they might be closed when you get there if you ride the old, slow horse. True, it does not matter all that much exactly when you get there as long as the store is open. Your desired choice of 1%, 2% or whole milk is irrelevant to the store hours. You need to make up your mind what you are buying AND the store has to be open to have some for your cereal come morning.
AIM helps in selecting the right milk and the price you are willing to pay for it but you still need to get to the stock market to place your order to put some food on the table. If you are not earning enough during the day you will wind up like the Germans did in the 1920's, needing wheelbarrows to buy bread. Time mattered then and it does now.
Not a huge deal for the most part, but time, and its assistants, has a way of stealing our bread and milk.
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