LnS, while Allan is certainly complicit in this scam, while I was there, I always had the feeling he tried to do the right thing.
Linda, on the other hand, was always the low down dirty, under-the-table "funds getter" by hook or by crook. I think over time Allan just through in towel and gobbled up the money too. The term 'master mind' would fit neither of them. If I had to choose, I would say Linda is much, MUCH more dishonest than Allan.