Hi Allen
With 40,000 and 25% of that in cash, I would start with three of the funds you want to own and add more as you have funds.
Sounds like you decided to invest by STYLE. The s+p has 9 funds that invest in exactly those 9 segments shown on your chart with importantly no overlap of holdings. So you can own every stock in the S+P 500 with no overlap and the individual funds will have more volitility.
From the chart it looks like basic materials, energy, staples, and healthcare are the places to look but an easier way to choose which to start with is to print out a 2 year chart of each fund from yahoo and invest in the 3 or 4 that did the worst in the last year or two.
I dont know how old you are, but if you are anything over 30, you are way behind the retirement savings curve. You need to end up at 65 with 20 times what you need to live on minus what you will get from social security and pensions. While AIM is good, you dont want to EXPECT more than a 10% return. Some years will still be down.
Toofuzzy
Take the road less traveled. It will make all the difference.
