Tree.com, Inc. (Tree.com) is the parent of LendingTree, LLC and is the parent of several companies owned by LendingTree, LLC. Tree.com is the owner of several brands and businesses that provide information, tools, advice, products and services for critical transactions in its customers' lives. The Company’s segments include LendingTree Loans, the Exchanges and Real Estate. The LendingTree Loans segment originates, processes, approves and funds various residential real estate loans through Home Loan Center, Inc., doing business as LendingTree Loans (HLC). The Exchanges segment consists of online lead generation networks and call centers that connect consumers and service providers principally in the lending, higher education, home services, insurance and automobile marketplaces. The Real Estate segment consists of a full-service real estate brokerage (RealEstate.com, REALTORS) that operates in 20 United States markets as of December 31, 2010.