Commercial International Bank (Egypt) (CIB) is an Egypt-based financial institution that engaged in the commercial banking activities in Egypt through its head office and a network of 153 branches. The Bank offers its services through three business divisions, namely Institutional Banking, Small and Medium Enterprises (SMEs) and Consumer Banking. Its Institutional Banking division covers corporate banking, treasury, direct investment, financial institutions, global transaction services, strategic relations and structured finance. Its Small and Medium Enterprises division offers short- and medium-term financing, contract financing and guarantees. Its Consumer Banking division covers accounts, loans, residential property finance, e-banking, CIB cards, fees and charges, fund raising, investment and business banking.