BCB Bancorp, Inc. is the holding company of BCB Community Bank (the Bank). As of December 31, 2010, the Bank operated through 10 branches in Bayonne, Jersey City, Hoboken and Monroe Township, New Jersey. The Bank is a community-oriented financial institution. It offers loans, including commercial and multi-family real estate loans, one- to four-family mortgage loans, home equity loans, construction loans, consumer loans and commercial business loans. It also offers deposit products, such as savings and club accounts, non-interest bearing accounts, money market accounts, certificates of deposit and individual retirement accounts. It also offers retail and commercial banking services including wire transfers, money orders, traveler’s checks, safe deposit boxes, a night depository, federal payroll tax deposits, bond coupon redemption and automated teller services. On July 6, 2010, BCB Bancorp, Inc. acquired Pamrapo Bancorp, Inc.