I'd really love an explanation of what's going on with PHOT. The financing there is very complicated for the average person to decipher. I still haven't heard a good explanation of the GIFT program and the group involved...
If you are looking to weed out pumpers, I'd suggest taking a look at MNTR.
Did you notice the discrepancy I found in the FITX S/S ? It seems the preferred class has disappeared from the A/S....
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