Correction-HOW DO YOU KNOW THIS PARTICULAR PRODUCT NEEDS FDA OK?
STEMTIDE is a biotechnology company with manufacturing and marketing rights to the age reversing products which are chemical free formulas for activation of endogenous "stem cells" in the skin and body, formulated exclusively from all natural ingredients.
If the product line doesn't have any of the ingredients list in this FDA link it doesn't need FDA approval.
Overall, FDA pays less attention to cosmetics than drugs. (Note that FDA views skin care products as cosmetics). Indeed, a substandard cosmetics / skin care product, while a waste of money, is less likely to be a serious health hazard. However, FDA does prohibit or restrict a number of ingredients from use (see prohibited ingredients list). All other ingredients (raw materials) are allowed.
www.fda.gov/Cosmetics/ProductandIngredientSafety/SelectedCosmeticIngredients/ucm127406.htm
So did you do your DD before stating that it did?
I'm just saying.