Crystal: You are too generous to gender so many of your kind answere. Can you seriously believe that these askers dont already know the answers(?)! LOL they all seem like leading and antagionistic requests. Personally I admire your hitherto attitudeand keepin it in the middle of the road. But if me, i would leave them at the side of the road hand them a roadmap. Like go to bussiness college or attend BIZ school nite classes. They are cloging a more important on topic message for and of sincere posters. Be cautious OK!