thanks for the info. I downloaded the spreadsheet and have been reviewing. I'll give this a try..been thinking of Aiming SLV and will try out LD-AIM, although it will take a little more math skills...my 13 year old should be able to help me though:)
I'm thinking this may be a better way (in a few years) to manage the retirement account; less dollars at risk and utilizing leverage.
Believe it was Donald Rumsfeld who said: "You don't know what you don't know".
This is a really great board for expanding investing knowledge...thanks a bunch!