I got in the game kind of late too, in late September, and I'm averaged in at about .25 a share. But, this should change my life for the better...I'm really looking forward to a settlement.
For your age I commend you... how many 24 year old people are focused on investing for their family's future? Not very many these days. So you are already ahead of the game... add WAMU in the picture and it will only take you further!