Stockmasterflash.........I posed those questions to you b/c a few days ago I read an article that there were presently about 3000 Ponzi scheme prosecutions underway; in addition to another 6000 cases being reviewed....It would seem to me that the tactic of R/S might be used to enhance such schemes...Obviously, I now think I should have done more DD.....Although, I have confidence in this product( if legit )..that if by next year at this time we have a viable product then the R/S's will have little meaning.....BTW, I used your link to return to the msgs of a year or so ago and found the postings interesting and informative...........7 weeks ago they might have made a difference.....I, like many, will stand pat for the next 6-12 months and see how it goes.......Again, thanks for your response