Yes, I guess a safety net, but at almost 55, nothing is guaranteed. Right now I teach 125 teenagers at school, have two difficult teenagers of my own causing lots of headaches, and a wife who I think loves me but yells at me every day about one thing or another. At least MDFY has provided a diversion and I have friends on this board. I take guitar lessons but pretty much suck. Always seems like there is more to worry about in life that things to look forward to sometimes. Just one man's opinion. Lloyd
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