well, I am blessing you also, (for I don't think any Man in the Heaven / Sky(?) can do that )
anyway,
You might be hitting the nail on the head !
That's EXACTLY what I mean ............ !!!!!
The STUFF is in the ground, EASY to borrow against !!!! ...... the VCs are coming to get us ..... LOL
It's like,
You have a SOLID ( potentially, rental = income producing ) building ,
but not much cash and you need money to repair (replace = whatever) the roof, before renting the apartments out ......
YOU do the rest of thinking ..........