Great article - Taking away some of rather personally numbers (20%/50%), this is one of the best articles on the topics for a long time.
I personally am not crazy about the use of the term fraud, since it is misused and has been abused by people with ulterior motives.
I would rather think that all my current and potential investments have risks and my decisions are what risk premiums I would demand before I feel comfortable investing. To me, making investment decisions are about shades of grey, not black and white.
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