Tonopah, If you are 14 and living in grandma's basement, you are the most articulate and logically thinking 14 year-old I've read in a long time. I particularly appreciate the emphasis you place on differing situations and mind sets. Investing and/or trading is not everyone's cup of tea. Having spent countless hours reading and researching WAMUQ I concur with your conclusions. IMO this will at some point beyond today cease being speculation and become a wise investment. The sooner the better...