catani. Allow me to help you out here. <br /> <br /> 1). The IB designation is not necessary because 141 will not be doing any "off site" selling. Nothing wrong with that since customers come to them. <br /> <br /> 2). Letting customers trade for themselves limits liability to 141. Sounds like a wise move. <br /> <br /> 3). They will be trading for their own profit. Profit...isn't that the idea? <br /> <br /> .......So what is your point?