Barge, Out of all of it, I am real sorry to hear that Carly dosn't get it! Also, about the Verisecure being way off. This must have broken you up terribly! You said... "I walked away feeling very humbled about what I thought I understood. " If you felt this way, I must be totally lost and should give up now!! LOL! Will I ever understand the full ramifications of this investment/Company? Will we ever see what always seems within our grasps? THANKS for the fine post! Best Regards, Vacationhouse