Moon Equity Holdings Corp (MONI)

[stervc]

MONI/BitGift® .824 to $13.00+ Per Share Valuation Considerations…

MONI has now launched BitGift® which is its long-anticipated platform that is designed with an industry-brand-new ability to choose, store, send, and receive top cryptocurrencies as a gift as per the PR below of which every paragraph is a must read:
https://www.otcmarkets.com/stock/MONI/news/MONI-Launches-BitGift-with-Instant-ACH-Settlement-Powered-by-Sardine-Streambird-Magic-and-Stytch?id=369650

Very important to note, BitGift® provides ”Instant ACH Settlement” for buying and selling cryptocurrencies through the very reputable Sardine. In my opinion, this is huge as this is like Coinbase without all of the issues! A company like Coinbase has approximately 103 million verified users, 14,500 institutions, and 245,000 ecosystem partners in over 100 countries. I think what MONI here in its infant stages with BitGift® have is much better, faster, and more ”efficient” than what Coinbase has for transacting crypto as you can buy and sell cryptocurrencies in a much faster and secured method:
https://www.coinbase.com/about

I think it’s important note how MONI will be generating revenues from BitGift®. Also, it’s important to note that this is only one of many revenues generating streams that will exist with the existence of their platform as per their PR below that again, every paragraph is a must read:
https://www.otcmarkets.com/stock/MONI/news/MONI-Launches-BitGift-with-Instant-ACH-Settlement-Powered-by-Sardine-Streambird-Magic-and-Stytch?id=369650

As per the PR, MONI will generate revenues from the standardized service fees that will be received every time somebody sends a gift through BitGift® or uses any one of its other featured products through the platform that are forthcoming. Each service fee consists of a 50/50 split between Sardine and MONI that is estimated to range from a minimum of .50 to $1.50 per transaction for each company for each of the products and services provided. From my understanding of the PR, Sardine is the primary provider and will either worry about what the other providers will get from their share, or they are under contract with either Sardine or BitGift® to ensure that they are taken care of separate from the fees, or they wouldn’t be here as additional providers of service to BitGift®. The PR says that they have contracted with them all, so it is all covered. They are expecting a high transaction rate of its products and services daily. The daily rate is expected because people are expected to be buying and selling crypto daily and will have the option to do so through this platform. I suspect that many of the companies out there that are having many issues with buying and selling crypto, such as Coinbase, will lose a lot of their customers because of the ease for doing so here with BitGift®. This is why I am confident that they will achieve its milestones below from the PR:

First Milestone = Obtaining 100,000 customers in short order
Second Milestone = Obtaining over 500,000 customers in fair order
Third Milestone = Obtaining over 1,000,000 customers annually

Key Formulas and Variables to Note

Net Income ÷ Outstanding Shares (OS) = Earnings Per Share EPS
Earnings Per Share (EPS) x Price to Earnings (PE) Ratio = Share Price Valuation

** The Outstanding Shares (OS) for MONI is 663,262,060 shares per OTC Markets:
https://www.otcmarkets.com/stock/MONI/security

** I am presuming that each card purchased will represent a customer in essence. I am also expecting for each person to also use the more than one of the services that will be provided as PR-ed. However, this valuation is only focused on being derived from the use of only one of their services or revenue streams… BitGift®.

** The following valuations for MONI will be derived from each milestone achieved at the minimum of .50 per transaction even though the maximum of $1.50 per transaction could exist from what the PR had stated for what each company will get per transaction as a daily transaction rate.

** The company believes that it will have at least a 70% Net Profit Margin from the revenues generated from BitGift®. This is because everything is basically automated with low factory overhead costs.

** MONI will exist to either trade within the Financial Svcs. Industry with 42.92 for its P/E Ratio or the Software-Application Industry with 107.62 for its P/E Ratio. I will use the lower of the two for being conservative for the Fintech Sector/Industry:
https://pages.stern.nyu.edu/~adamodar/New_Home_Page/datafile/pedata.html

** For those new for understanding what a Price-to-Earnings (P/E) Ratio is and key dynamics, it is referred to being the growth rate for a stock that exists within a particular Industry or Sector. Read the links below that hopefully will help one to see how it's used to assess the fundamental valuation of a stock:
http://investorshub.advfn.com/boards/read_msg.aspx?message_id=57154170
http://www.investopedia.com/terms/p/price-earningsratio.asp

Let’s now derive the valuations to consider for MONI…

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MONI Valuation**First Milestone 100,000 Customers Buy BitGift®

100,000 cards/customers x .50 = $50,000
$50,000 x 365 days (daily rate) = $18,250,000 Revenues
$18,250,000 x 70% Net Profit Margin (per PR) = $12,775,000 Net Income

$12,775,000 Net Income ÷ 663,262,060 shares = .0192 EPS
.0192 EPS x 42.92 PE Ratio = .824 Per Share Valuation for MONI

So, in summary, basically if BitGift® could generate at least 100,000 customers, then it is fair for them to justify a Fundamental Valuation of .824 per share.

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MONI Valuation**First Milestone 500,000 Customers Buy BitGift®

500,000 cards/customers x .50 = $250,000
$250,000 x 365 days (daily rate) = $91,250,000 Revenues
$91,250,000 x 70% Net Profit Margin (per PR) = $63,875,000 Net Income

$63,875,000 Net Income ÷ 663,262,060 shares = .0963 EPS
.0963 EPS x 42.92 PE Ratio = $4.13 Per Share Valuation for MONI

So, in summary, basically if BitGift® could generate at least 500,000 customers, then it is fair for them to justify a Fundamental Valuation of $4.13 per share.

[/quote]


MONI Valuation**First Milestone 1,000,000 Customers Buy BitGift®

1,000,000 cards/customers x .50 = $500,000
$500,000 x 365 days (daily rate) = $182,500,000 Revenues
$182,500,000 x 70% Net Profit Margin (per PR) = $127,750,000 Net Income

$127.750,000 Net Income ÷ 663,262,060 shares = .192 EPS
.192 EPS x 42.92 PE Ratio = $8.24 Per Share Valuation for MONI

So, in summary, basically if BitGift® could generate at least 1,000,000 customers, then it is fair for them to justify a Fundamental Valuation of $8.24 per share.

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MONI Market Capital $13.00+ Per Share Valuation

The history of TSNP (now HMBL) is a very important history to understand to ”compare and contrast” the potential Market Cap valuation consideration that could exist here to justify MONI trading at over $13.00+ per share. TSNP started its march from .0001 to $1.93 per share in the fall and winter of 2020 while having 4,548,379,108 shares for its Outstanding Shares (OS). Later, on Feb 8, 2021, TSNP hit a high of $1.93 per share while having a Float of over 4 billion shares. The Market Cap for TSNP at its high with its share structure at such time was at a high of $8,778,371,678 shares as indicated below:

Market Capital = Share Price x Outstanding Shares (OS)

TSNP Max Market Capital = $1.93 per share x 4,548,379,108 shares
TSNP Max Market Capital = $8,778,371,678

This means that TSNP traded at a Market Cap high of $8,778,371,678 as it existed within the Fintech Industry. MONI currently exists to trade within the Fintech Industry with its OS being only 663,262,060 shares with no dilution. Considering that MONI has way more to offer for generating potential revenues than what TSNP had to offer, let’s presume the market sees this and graduates MONI to trade at the highest Market Cap that TSNP had traded at a $8,778,371,678 Market Cap. This would warrant a share price valuation as indicated below of over $13.00+ per share for MONI if such maximized potential was achieved. Observe how…

Share Price x Outstanding Shares (OS) = Market Capital

So…

Share Price = Market Capital ÷ Outstanding Shares (OS)

So…

MONI Potential Share Price = $8,778,371,678 TSNP Max Market Cap ÷ 663,262,060 shares (OS)

MONI Potential Share Price = $13.24 per share

TSNP ran with nowhere near the news of substance released by MONI. The big thing about what TSNP was bringing to the table was the Web 3 technology. Granted, the market was a different market back then, but I think that eventually the market would see this potential here with MONI. So, in my opinion, MONI, with its now launch of BitGift® as one of its revenue streams with quite a few more coming, MONI looks to be far more valued and bringing more to the table as a company. Again, I think all should read in detail the PR below released by MONI:
https://www.otcmarkets.com/stock/MONI/news/MONI-Launches-BitGift-with-Instant-ACH-Settlement-Powered-by-Sardine-Streambird-Magic-and-Stytch?id=369650

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One of the biggest fears out there within the Fintech/Cryptocurrency world is encryption security. I believe that BitGift® has this fear conquered with the team that they have backing them. Let’s talk about some of them below:

Sardine

Sardine has its name on the majority of the pages seen while utilizing the BitGift® platform. The CEO and co-founder of Sardine is Soups Ranjan who was a Board member for Coinbase. He still has a good rapport with Coinbase as indicative by the deals of Sardine helping Coinbase with their encryption security. Sardine was developed by a team of Coinbase, Revolut, Google Pay, Bolt, and PayPal veterans. Sardine has raised $19.5 million in a Series A funding round. That particular round of funding was provided to Sardine by the like of Andreessen Horowitz, NYCA, and Experian Ventures:
https://www.retailbankerinternational.com/news/sardine-raises-19-5m/

For inquiring minds…

Coinbase is a $19.3 Billion company:
https://finance.yahoo.com/quote/COIN/

Andreessen Horowitz is a $28.2 Billion company:
https://en.wikipedia.org/wiki/Andreessen_Horowitz
https://a16z.com/

Experian Ventures is $5.3 Billion company:
https://www.experianplc.com/media/4223/experian-annual-report-2021.pdf

I all can maybe Google these companies to see how big they are in case its needed: Revolut, Google Pay, Bolt, and PayPal.

Stytch

BitGift® system is also powered by Stytch. For inquiring minds, Stytch is a $1 Billion company that has raised over $90 million in a series B round of funding:
https://venturebeat.com/apps/passwordless-authentication-platform-stytch-raises-90m/

The NCC Group

https://www.nccgroupplc.com/what-we-do/at-a-glance/
The NCC Group Key facts

• We have a significant market presence in North America, the UK, continental Europe and a rapidly growing footprint in Asia Pacific
• We work across both private and public sectors, including supporting governments
• We have circa 1,800 technologists and professionals working to help keep our customers cyber safe and secure
• At any given time we are working with over 40 programming languages
• We have over 100,000 deposits of code safely secured in escrow for our customers
• As at January 2020 we were supporting 58 Fortune 500 and 85 FTSE 350 clients
• Admitted onto the London Stock Exchange on 13 July 2007

The NCC Group trades on the London Stock Exchange at over 200 Euro per share:
https://finance.yahoo.com/quote/NCC.L/

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In Summary

Very important per the MONI PR… A global marketing program is being put in place to make sure these milestones are achieved... per their PR. I think the rest of the US and the world are going to see the value of all that’s within this MONI PR below as I have explained its potential from only one of a few revenue streams that they are bringing to the table:
https://www.otcmarkets.com/stock/MONI/news/MONI-Launches-BitGift-with-Instant-ACH-Settlement-Powered-by-Sardine-Streambird-Magic-and-Stytch?id=369650

Again, also very important to note, BitGift® provides ”Instant ACH Settlement” for buying and selling cryptocurrencies. They have some of the highest level of encryption security that exists within the crypto world. They have high level providers that are backing what they are doing acting as partners since they have signed contractual agreements with these companies in my opinion. This is absolutely huge in my opinion!

The #1 Question We All Must Ask…

Do you believe that BitGift® will obtain 100,000 customers?

For me, the answer to that question above is… YES! And many more customers!

Here’s why I believe this. There are millions and millions of people that are buying crypto. Look at how many customers a company like Coinbase have. Coinbase has approximately 103 million verified users, 14,500 institutions, and 245,000 ecosystem partners in over 100 countries:
https://www.coinbase.com/about

With all that MONI looks to be bringing to the table, I feel very confident that if Coinbase can obtain over 103 million verified users, then I believe that BitGift® obtaining 100,000 customers will be achieved as its first milestone.

v/r
Sterling