Me, I buy the components and assemble my own. Learn a bit that way. It can be more expensive my way, but usually not. One can get a pretty good mother board and processor for a couple hunnert or less. Even much less on sale.
But I've more memory by far than I really need, and mucho more video card and power supply. (I do no gaming, except solitaire..)
I do have to pay Bill Gates retail for his OS..DELL and HP can get the OS much cheaper than I can. Somebody oughta look into that!!??...
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