My initial impression is that SOHI has a future but it could be that any appreciable rise in the pps is way off in that future. Although I don't see the company falling down and going boom anytime soon, I don't see any exciting activity about to take place either. What I do see, at this point, is just another boring financial stock trying to figure out what direction to take.
Please note, about the only thing I can concentrate on for over five minutes anymore is bridge, fishing, or a history book so my evaluation of SOHI is certainly not the best one you could get.