Dividend investing for Retirement and other $$ Gainers

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You can make your own 9.4% investment that works like that Aberdeen fund, only better.

1) Put a chunk of money in an S&P 500 index stock fund. Add some foreign index funds if you want broader exposure.

2) Withdraw 9.4% a year in monthly installments (assuming you want a monthly check). That's your Return of Capital.

Doing it my way saves you about 90% of the management fees. Aberdeen charges about 1.07% annually compared with about 0.10% for the top index funds. Such savings really add up over a long retirement.