NewStream Energy Technologies Group Inc (NSGP)

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Roth IRA. You can withdraw the money you put in one and pay no tax when you withdraw it all, but my understanding is that you will pay tax on anything you take out after your contribution amount has been completely withdrawn. The more you take out the higher your tax rate. IRA and Roth IRA accounts are taxed as regular income. In a regular trading account you pay capital gains tax rate, which is lower if you hold the security longer than one year. I hope this is accurate, been awhile since I studied this. I just hope you don't have a big tax to pay in 5 years. Check it out for yourself.