mariosmack Saturday, 09/02/17 05:34:36 AM Re: I Need Money post# 13085 0 Post # of 13545 Reliability is also an issue and THCT is not reliable. Banks don't usually lend to pump and dumps. They could, but with high interest rates. 99% of penny stocks are pump and dumps, yet 100% of penny stocks pretend to be in the 1%. Contracts, patents, mergers, partnerships, and other such news are usually "too good to be true" and should be looked at in detail. The source should also be vetted.